JCB Platinum JCBプラチナ
Value-oriented concierge platinum · JCB · Credit cards
At ¥27,500 one of Japan’s strongest price-to-service platinums, bundling Priority Pass, a 24-hour concierge, the Gourmet Benefit dining offer and travel insurance.
Highlights
- Priority Pass and 24-hour concierge
- Gourmet Benefit dining (1 of 2 diners free on set courses)
- Comprehensive travel insurance
Things to consider
- Modest ordinary reward rate
- JCB acceptance is less universal overseas
Fees: ¥27,500 annual fee; value comes from concierge, dining and lounge use rather than points.
Card facts
- Network
- JCB.
- Annual fee
- ¥27,500 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Oki Doki points under the JCB program.
- Base earning
- Around 0.5% base accrual on eligible spend; the card’s value is weighted to services, not the base rate.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- JCB applies its designated overseas processing charge (published around 1.60%) on foreign-currency use; verify the current rate.
- Insurance
- Comprehensive travel insurance and shopping protection apply under the policy guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Complimentary Priority Pass membership is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Eligibility generally begins at age 20, excludes students, and requires a stable financial profile plus screening.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.