bitFlyer Credit Card
crypto-rewards card · bitFlyer · Credit cards
bitFlyer Credit Card is a crypto-rewards card from bitFlyer, issued on Mastercard. The annual fee is free. It earns Bitcoin rewards at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
- No annual fee
- Earns Bitcoin rewards at about 0.5% base rate
- Available on Mastercard
- Stated eligibility: 20+; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns Bitcoin rewards at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Bitcoin rewards
- Base earning rate
- 0.5%
Automatic crypto reward
Crypto price volatility and tax/accounting
How you earn
- Earning rule
- A fixed or card-tier percentage of eligible spend is returned as cash, bill credit or Bitcoin
- Extra earning on this card
- Bitcoin rewards on spend
- Programme bonuses
- Card tier, annual-spend and campaign bonuses
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and issuer-designated transactions
- Caps, registration and thresholds
- Minimum payout, annual/campaign and crypto-account rules
- Expiry
- Cash credit follows billing; crypto does not expire but market value changes
Using your points
- What points can be used for
- Automatic or requested bill credit/cash; Bitcoin rewards can be held or sold under service rules
- Statement credit or cash
- Core use is bill/cash credit
- Shopping and merchants
- No separate points catalog
- Airlines and travel
- No transfer unless separately offered
- Hotels
- No transfer
- Transit and e-money
- No transfer
- Partner points and gifts
- Crypto partner where applicable
- Investing and charity
- Bitcoin carries price, custody and tax risk
- Highest-value route
- Cash credit for certainty; Bitcoin only if comfortable with volatility and tax treatment
Programme rules published by bitflyer.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- See official page
- Networks
- Mastercard
- Stated eligibility
- 20+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Mastercard | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Mastercard.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns Bitcoin rewards.
- Base earning
- It earns Bitcoin rewards at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Bitcoin rewards sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: 20+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.