Mastercard credit cards in Japan
116 cards in the researched lineup can be issued on Mastercard. A card issued on several networks appears on each of their pages, because the issuing company and the annual fee can differ by network.
AEON Financial Service
AEON Card Minions
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
WAON POINT
#46 on the comparison siteOfficial site
AEON Financial Service
AEON Card Select
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 3
WAON POINT
#30 on the comparison siteOfficial site
AEON Financial Service
AEON Card Select Minions
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 1
WAON POINT
Official site
AEON Financial Service
AEON Card WAON Integrated
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 3
WAON POINT
#9 on the comparison siteOfficial site
AEON Financial Service
AEON JMB Card
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1.25%
- Variants
- 3
JAL miles
#48 on the comparison siteOfficial site
AEON Financial Service
AEON Suica Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT / JRE POINT
Official site
Rakuten Card
Alpen Group Rakuten Card
- Annual fee
- Free
- Base rate
- 1%
- Variants
- 1
Rakuten Points / Alpen points
Official site
Idemitsu Credit
apollostation card
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%
- Variants
- 4
Plus Points / fuel discount
#22 on the comparison siteOfficial site
au Financial Service
au PAY Card
- Annual fee
- Free
- Base rate
- 1%
- Reward range
- 1%–1.5%
- Variants
- 3
Ponta
#27 on the comparison siteOfficial site
3AEON Financial Service
Benesse AEON Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT / Benesse points
Official site
3AEON Financial Service
Cosmo The Card Opus
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1.5%
- Variants
- 3
WAON POINT
#43 on the comparison siteOfficial site
3
3
3AEON Financial Service
Kojima x Bic Camera Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT / store points
Official site
Life Card
Life Card for Students
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
LIFE Points / cashback
Official site
4
4Mitsubishi UFJ NICOS
Mitsubishi UFJ Card
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 4
Global Points
#2 on the comparison siteOfficial site
Credit Saison
Mitsui Shopping Park Card Saison
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
Permanent Points (永久不滅ポイント) + Mitsui Shopping Park Points
#50 on the comparison siteOfficial site
2
PayPay Card
PayPay Card
- Annual fee
- Free
- Base rate
- 1%
- Reward range
- 1%–5%
- Variants
- 3
PayPay Points
#8 on the comparison siteOfficial site
3Rakuten Card
Rakuten Card
- Annual fee
- Free
- Base rate
- 1%
- Reward range
- 1%–3%
- Variants
- 4
Rakuten Points
#11 on the comparison siteOfficial site
Rakuten Card
Rakuten Card My Color Selection
- Annual fee
- Free
- Base rate
- 1%
- Variants
- 1
Rakuten Points
Official site
2Rakuten Card
Rakuten Card Sanrio Designs
- Annual fee
- Free
- Base rate
- 1%
- Variants
- 2
Rakuten Points
Official site
2
2Recruit
Recruit Card
- Annual fee
- Free
- Base rate
- 1.2%
- Variants
- 3
Recruit Points / Ponta / d POINT
Official site
Credit Saison
Saison Card Digital
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 3
Permanent Points
#26 on the comparison siteOfficial site
Sumitomo Mitsui Card
SMBC Business Owners
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1.5%
- Variants
- 1
V POINT
#16 on the comparison siteOfficial siteAEON Financial Service
Sports Authority Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT
Closed to new applications
Sumitomo Mitsui Card
Sumitomo Mitsui Card Numberless
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 2
V POINT
#1 on the comparison siteOfficial site
Mitsubishi UFJ NICOS
VIASO Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 1
VIASO Points / auto-cashback
Official site
Mitsubishi UFJ NICOS
VIASO mofusand x Sanrio
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 1
VIASO Points
Official site
JRE Bank / Viewcard
View Card Standard Revo
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official site
AEON Financial Service
Welcia Card
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–2%
- Variants
- 1
WAON POINT
#42 on the comparison siteOfficial site
JRE Bank / Viewcard
JRE Card
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#59 on the comparison siteOfficial site
JRE Bank / Viewcard
View Card Standard
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#19 on the comparison siteOfficial site
2Rakuten Card
Rakuten ANA Mileage Club Card
- Annual fee
- ¥550
- Base rate
- 1%
- Variants
- 3
Rakuten Points or ANA miles
Official site
3
Tokyu Card
Tokyu Card ClubQ JMB PASMO
- Annual fee
- ¥1,100
- Base rate
- 0.5%
- Reward range
- 0.5%–3%
- Variants
- 2
TOKYU POINT / JAL miles
#44 on the comparison siteOfficial site
ANA Card
ANA TOKYU Point ClubQ PASMO Mastercard
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / TOKYU POINT / ANA miles
Official site
JFR Card
Daimaru Matsuzakaya Card
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 2
QIRA Points / Daimaru Matsuzakaya points
Official site
JAL Card
JAL Card Ordinary
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 4
JAL miles
#49 on the comparison siteOfficial site
Takashimaya Financial Partners
Takashimaya Card
- Annual fee
- ¥2,200
- Variants
- 4
Takashimaya points
Official site
Tokyo Metro
To Me Card Prime PASMO
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 3
Metro Points / issuer points
Official siteJRE Bank / Viewcard
Otona no Kyujitsu Club Middle
- Annual fee
- ¥2,624
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official site
3Credit Saison
MileagePlus Saison Card
- Annual fee
- ¥3,300
- Base rate
- 0.5%
- Variants
- 3
United MileagePlus
Official site
JRE Bank / Viewcard
Otona no Kyujitsu Club Zipang
- Annual fee
- ¥4,364
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official site
4
AEON Financial Service
AEON Gold Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT
Invitation or upgrade only
Official site
Sumitomo Mitsui Card
SMBC Business Owners Gold
- Annual fee
- ¥5,500
- Base rate
- 0.5%
- Reward range
- 0.5%–2%
- Variants
- 1
V POINT
#23 on the comparison siteOfficial site
Sumitomo Mitsui Card
Sumitomo Mitsui Card Gold NL
- Annual fee
- ¥5,500
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 2
V POINT
#3 on the comparison siteOfficial site
Tokyu Card
Tokyu Card ClubQ JMB Gold
- Annual fee
- ¥6,600
- Base rate
- 1%
- Variants
- 2
TOKYU POINT / JAL miles
Official site
Idemitsu Credit
apollostation The Gold
- Annual fee
- ¥11,000
- Reward range
- 1%
- Variants
- 4
Plus Points / fuel discount
#51 on the comparison siteOfficial site
au Financial Service
au PAY Gold Card
- Annual fee
- ¥11,000
- Base rate
- 1%
- Reward range
- 1%–1.5%
- Variants
- 3
Ponta
#29 on the comparison siteOfficial site
NTT DOCOMO
d Card Gold
- Annual fee
- ¥11,000
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#24 on the comparison siteOfficial site
JFR Card
Daimaru Matsuzakaya Gold Card
- Annual fee
- ¥11,000
- Base rate
- 1%
- Variants
- 2
QIRA Points / Daimaru Matsuzakaya points
Official site
JFR Card
Daimaru Matsuzakaya Loyal Customer Gold Card
- Annual fee
- ¥11,000
- Base rate
- 1%
- Variants
- 2
QIRA Points / Daimaru Matsuzakaya points
Official site
Mitsubishi UFJ NICOS
Mitsubishi UFJ Card Gold
- Annual fee
- ¥11,000
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 4
Global Points
#31 on the comparison siteOfficial site
Mitsubishi UFJ NICOS
Mitsubishi UFJ Card Gold Prestige
- Annual fee
- ¥11,000
- Base rate
- 0.5%
- Variants
- 4
Global Points
Official site
Takashimaya Financial Partners
Takashimaya Card Gold
- Annual fee
- ¥11,000
- Variants
- 4
Takashimaya points
Official site
JAL Card
JAL CLUB-A Gold Card
- Annual fee
- ¥17,600
- Base rate
- 1%
- Reward range
- 1%–2%
- Variants
- 4
JAL miles
#28 on the comparison siteOfficial site
Credit Saison
MileagePlus Saison Gold Card
- Annual fee
- ¥22,000
- Base rate
- 1.5%
- Variants
- 3
United MileagePlus
Official site
Luxury Card
JAL Luxury Card Limited
- Annual fee
- ¥599,500
- Variants
- 1
JAL miles / Luxury Card rewards
Limited issue — verify availability
Official site
5
NTT DOCOMO
d Card Platinum
- Annual fee
- ¥29,700
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#35 on the comparison siteOfficial site
Luxury Card
Luxury Card Titanium
- Annual fee
- ¥55,000
- Base rate
- 1%
- Variants
- 1
Luxury Card Rewards
Official site
Luxury Card
Luxury Card Black
- Annual fee
- ¥110,000
- Base rate
- 1.25%
- Variants
- 1
Luxury Card Rewards
Official site
Luxury Card
Luxury Card Black Diamond
- Annual fee
- ¥660,000
- Variants
- 1
Luxury Card Rewards
Invitation only
Official site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.