Credit cards that earn LIFE Points
4 cards in the researched lineup earn LIFE Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.
Life Card
How LIFE Points works
- Run by
- Life Card
- What a point is worth
- Variable by exchange; calculate yen value before comparing
How you earn
- Earning rule
- Card-specific Life Points per ¥1,000; stage and birthday-month multipliers apply under current rules
- Programme bonuses
- Birthday month 3x; annual-use stage; card-specific campaigns/cashback
- Spend that earns
- Eligible shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions
- Caps, registration and thresholds
- Bonus and conversion minimums vary
- Expiry
- Up to 5 years when required carry-forward procedures/conditions are met
Using your points
- What points can be used for
- Cash back; gift cards/e-gifts; partner points; ANA miles; products; donations
- Statement credit or cash
- Cash-back exchange is available at a program-specific ratio
- Shopping and merchants
- Gift cards/e-gifts and products
- Airlines and travel
- ANA-mile transfer and travel-related items
- Hotels
- Indirect via gift/partner routes
- Transit and e-money
- Selected e-money/partner routes
- Partner points and gifts
- Multiple loyalty programs and ANA
- Investing and charity
- Donations; limited financial routes
- Highest-value route
- Highest-yen gift/partner route you will actually use; track extension procedures
Programme rules published by lifecard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Life Card
Life Card for Students
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
LIFE Points / cashback
Official site
Other lists like this one
ANA miles 23JAL miles 17Permanent Points (永久不滅ポイント) 15WAON POINT 15Rakuten Points 14V POINT 14J-POINT 13Orico Points 13JRE POINT 11Membership Rewards 10Epos Points 7Global Points 7Diners Club Rewards 6Luxury Card Rewards 6QIRA Points 6VIASO Points 6d POINT 5Plus Points 5Metro Points 3Ponta 3TOKYU POINT 3U-POINT 3Hilton Honors points 2Marriott Bonvoy points 2
Browse another way
231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.