MoneyInJapan

Credit cards that earn VIASO Points

6 cards in the researched lineup earn VIASO Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.

Mitsubishi UFJ NICOS

Official programme page

How VIASO Points works

Run by
Mitsubishi UFJ NICOS
What a point is worth
1 point=¥1 automatic cash back

How you earn

Earning rule
5 points per ¥1,000 monthly eligible spend (0.5%); named services/mall can multiply
Programme bonuses
POINT名人.com and selected telecom/Internet/ETC payments
Spend that earns
Eligible shopping aggregated monthly
Spend that earns less, or nothing
Monthly total below ¥1,000, fees, cash advances and designated transactions
Caps, registration and thresholds
Must reach 1,000 points in the annual accumulation period
Expiry
One-year accumulation cycle; below-threshold balance is forfeited at cycle end

Using your points

What points can be used for
Automatic bill offset; excess over bill can be paid to registered bank account
Statement credit or cash
Automatic 1 point=¥1; only when annual balance reaches 1,000 points
Shopping and merchants
No separate catalog; earning bonuses come from named merchants
Airlines and travel
No mileage transfer in the core program
Hotels
No hotel transfer
Transit and e-money
No direct e-money transfer
Partner points and gifts
No core partner transfer
Investing and charity
No point investment; cash-back only
Highest-value route
Automatic cash back, but only for users likely to earn at least 1,000 points/year

Programme rules published by cr.mufg.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

6 cards

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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.