MoneyInJapan

Credit cards that earn WAON POINT

15 cards in the researched lineup earn WAON POINT. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.

AEON

Official programme page

How WAON POINT works

Run by
AEON
What a point is worth
1 point=¥1 at eligible stores or after WAON charge

How you earn

Earning rule
1 WAON POINT per ¥200 eligible card spend; generally 2 per ¥200 at eligible AEON Group stores
Programme bonuses
AEON Group double points, customer appreciation days, card/store-specific campaigns
Spend that earns
Eligible card shopping; some utilities/rent can earn
Spend that earns less, or nothing
Fees, cash advances and issuer-designated transactions; WAON POINT and electronic-money WAON points are distinct
Caps, registration and thresholds
Discount days, cinema and store bonuses have card/store/date limits
Expiry
Maximum 2 years based on first award month in each annual cycle

Using your points

What points can be used for
WAON POINT stores; electronic-money WAON charge; gift certificates/items; partner points; donations
Statement credit or cash
No universal cash statement-credit route
Shopping and merchants
AEON/WAON POINT stores, item/gift-certificate exchange
Airlines and travel
Some partner/mile exchanges may be available by card/program
Hotels
Indirect through partner/catalog options
Transit and e-money
Charge to electronic-money WAON
Partner points and gifts
Gift certificates, products and selected partner points
Investing and charity
Donations and limited partner services
Highest-value route
1-point=¥1 checkout or WAON charge; use before cycle expiry

Programme rules published by aeon.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

15 cards

Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com

Other lists like this one

ANA miles 23JAL miles 17Permanent Points (永久不滅ポイント) 15Rakuten Points 14V POINT 14J-POINT 13Orico Points 13JRE POINT 11Membership Rewards 10Epos Points 7Global Points 7Diners Club Rewards 6Luxury Card Rewards 6QIRA Points 6VIASO Points 6d POINT 5Plus Points 5LIFE Points 4Metro Points 3Ponta 3TOKYU POINT 3U-POINT 3Hilton Honors points 2Marriott Bonvoy points 2

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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.