MoneyInJapan

Credit cards that earn Diners Club Rewards

6 cards in the researched lineup earn Diners Club Rewards. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.

Sumitomo Mitsui Trust Club

Official programme page

How Diners Club Rewards works

Run by
Sumitomo Mitsui Trust Club
What a point is worth
Variable; bill credit is 100 points→¥30 with a 10,000-point minimum

How you earn

Earning rule
Generally 1 point per ¥100 eligible spend; reduced/excluded categories apply
Programme bonuses
Premium-card earning and mileage transfer options; campaigns
Spend that earns
Eligible card shopping
Spend that earns less, or nothing
Fees, cash advances and designated/reduced-rate transactions
Caps, registration and thresholds
Mileage transfer fees/caps and card-specific rules
Expiry
No expiry while membership remains valid

Using your points

What points can be used for
Bill credit; annual fee; airline miles; partner points; gift cards; products and experiences
Statement credit or cash
100 points→¥30, minimum 10,000 points
Shopping and merchants
Gift cards, products and experiences
Airlines and travel
Airline mileage partners and travel rewards
Hotels
Hotel/travel items and partners
Transit and e-money
Limited indirect routes
Partner points and gifts
Miles and partner-point/gift routes
Investing and charity
Donations may be offered; check catalog
Highest-value route
A mileage/annual-fee/item route with better value than the 0.3-yen bill credit

Programme rules published by diners.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

6 cards

Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com

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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.