Credit cards that earn Orico Points
13 cards in the researched lineup earn Orico Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.
Orico
How Orico points works
- Run by
- Orico
- What a point is worth
- Typically 1 point≈¥1 on many e-gift/partner routes
How you earn
- Earning rule
- Card-specific; Orico Card THE POINT commonly 1 Orico Point per ¥100; legacy Smile programs differ
- Programme bonuses
- Orico Mall and card-specific first-month/tier bonuses
- Spend that earns
- Eligible shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated charges; legacy programs use different units
- Caps, registration and thresholds
- Mall and campaign caps; minimum exchange units vary
- Expiry
- Orico Points generally expire 12 months after acquisition; legacy Smile rules differ
Using your points
- What points can be used for
- Amazon/Apple and other e-gifts; partner points; airline miles; products via conversion; donations where offered
- Statement credit or cash
- No general cash withdrawal; routes depend on catalog
- Shopping and merchants
- Digital gift codes and partner points are core uses
- Airlines and travel
- ANA/JAL and travel partners may be available at current ratios
- Hotels
- Indirect via gift/partner routes
- Transit and e-money
- Selected e-money/partner routes
- Partner points and gifts
- Broad e-gift and loyalty transfer catalog
- Investing and charity
- Limited; check current exchange catalog
- Highest-value route
- A 1-yen-equivalent e-gift/partner route before the short expiry
Programme rules published by orico.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Other lists like this one
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Browse another way
231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.