MoneyInJapan

Credit cards that earn Global Points

7 cards in the researched lineup earn Global Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.

Mitsubishi UFJ NICOS

Official programme page

How Global Points works

Run by
Mitsubishi UFJ NICOS
What a point is worth
Up to ¥5 per point; cash back is 1 point→¥4

How you earn

Earning rule
1 point per ¥1,000 monthly eligible spend; point value up to ¥5 depending on redemption
Programme bonuses
Eligible merchants up to advertised maximum; Global PLUS monthly-spend bonuses on eligible tiers
Spend that earns
Eligible shopping aggregated monthly
Spend that earns less, or nothing
Service fees, annual fees, cash advances/loans, interest and designated e-money charges
Caps, registration and thresholds
Maximum merchant rate needs multiple conditions and spending caps; card-level aggregation
Expiry
2 years from award month; Platinum 3 years

Using your points

What points can be used for
Global Point Wallet at 1 point=¥5 (100-point units); cash back; Ponta/Rakuten/nanaco/WAON/d points; JAL miles; investment; donations; merchandise
Statement credit or cash
1 point→¥4 cash back
Shopping and merchants
Global Point Wallet and partner-point conversions
Airlines and travel
JAL miles and travel-related catalog options
Hotels
Indirect via wallet/partner use
Transit and e-money
Wallet/partner e-money uses; direct rules vary
Partner points and gifts
Ponta 200→800, Rakuten 200→600 and other published routes
Investing and charity
STOCKPOINT for MUFG and charity
Highest-value route
Global Point Wallet/5-yen merchandise if useful; cash back is simpler at 4 yen

Programme rules published by cr.mufg.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

7 cards

Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com

Other lists like this one

ANA miles 23JAL miles 17Permanent Points (永久不滅ポイント) 15WAON POINT 15Rakuten Points 14V POINT 14J-POINT 13Orico Points 13JRE POINT 11Membership Rewards 10Epos Points 7Diners Club Rewards 6Luxury Card Rewards 6QIRA Points 6VIASO Points 6d POINT 5Plus Points 5LIFE Points 4Metro Points 3Ponta 3TOKYU POINT 3U-POINT 3Hilton Honors points 2Marriott Bonvoy points 2

Browse another way

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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.