Credit cards that earn d POINT
5 cards in the researched lineup earn d POINT. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.
NTT Docomo
How d POINT works
- Run by
- NTT Docomo
- What a point is worth
- 1 point=¥1 for eligible uses
How you earn
- Earning rule
- Card-specific; standard d Card purchases generally earn 1 point per ¥100
- Programme bonuses
- d Card merchant offers; Docomo telecom/service benefits on Gold/Platinum tiers; campaign/limited points
- Spend that earns
- Eligible card shopping and ecosystem transactions
- Spend that earns less, or nothing
- Electronic-money charges, fees, cash advances and designated transactions; some Docomo charges may not earn base card points
- Caps, registration and thresholds
- Telecom bonus rates, investment and campaigns have service-specific caps/registration
- Expiry
- Since 2025-12-01, ordinary points expire 12 months after last earn/use activity; limited points have fixed expiry
Using your points
- What points can be used for
- d POINT stores; online services; Docomo charges; d払い; JAL miles; products; donations; point investment
- Statement credit or cash
- Use toward eligible Docomo service charges; not general cash withdrawal
- Shopping and merchants
- d POINT partner stores and d払い
- Airlines and travel
- 1,000 d points→500 JAL miles; monthly exchange cap applies
- Hotels
- Indirect via partner/travel services
- Transit and e-money
- d払い/partner uses; no universal transit cash-out
- Partner points and gifts
- JAL miles and selected partner/product exchanges
- Investing and charity
- d POINT investment and selected investment services/donations
- Highest-value route
- ¥1-per-point merchant/Docomo use unless a planned JAL redemption is worth more
Programme rules published by dpoint.docomo.ne.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
2Recruit
Recruit Card
- Annual fee
- Free
- Base rate
- 1.2%
- Variants
- 3
Recruit Points / Ponta / d POINT
Official site
NTT DOCOMO
d Card Gold
- Annual fee
- ¥11,000
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#24 on the comparison siteOfficial site
NTT DOCOMO
d Card Platinum
- Annual fee
- ¥29,700
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#35 on the comparison siteOfficial site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.