Credit cards that earn UC Points

1 card in the researched lineup earn UC Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.

UC Card

Official programme page

How UC Points works

Run by: UC Card
What a point is worth: Variable by redemption

How you earn

Earning rule: UC Platinum generally 2 points per ¥1,000 eligible spend; card-specific rules
Programme bonuses: Quarterly spend and named merchant/program bonuses
Spend that earns: Eligible shopping
Spend that earns less, or nothing: Fees/cash advances and designated transactions
Caps, registration and thresholds: Quarterly thresholds and bonus caps
Expiry: Check card/program terms

Using your points

What points can be used for: Bill-related rewards, gift cards/items, partner points and miles subject to current catalog
Statement credit or cash: Rate varies by route
Shopping and merchants: Gift cards/items
Airlines and travel: Mileage/partner routes may be available
Hotels: Indirect
Transit and e-money: Indirect
Partner points and gifts: Current UC catalog
Investing and charity: Limited
Highest-value route: Highest-value published route after quarterly bonus calculation

Programme rules published by uccard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

UC Card
UC Platinum Card
PlatinumVisa
Annual fee
¥16,500
Base rate
1%
Reward range
1%–7%
Variants
1
UC Points
#10 on the comparison siteOfficial site

Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com

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Issuers Networks Points programmes Use cases Annual fee

231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.