Credit cards in Japan: over ¥33,000
24 cards in the researched lineup fall in the over ¥33,000 band, tax included. Waivers and first-year offers are shown per card — a fee that can be waived is still a fee until the condition is met.


ANA Card
ANA Amex Gold
- Annual fee
- ¥34,100
- Base rate
- 1%
- Variants
- 1
Membership Rewards / ANA miles
Official site
American Express
Amex Gold Preferred
- Annual fee
- ¥39,600
- Base rate
- 1%
- Reward range
- 1%–3%
- Variants
- 1
Membership Rewards
#5 on the comparison siteOfficial site
American Express
Amex Business Gold
- Annual fee
- ¥49,500
- Base rate
- 1%
- Variants
- 1
Membership Rewards
Official site

Luxury Card
JAL Luxury Card Limited
- Annual fee
- ¥599,500
- Variants
- 1
JAL miles / Luxury Card rewards
Limited issue — verify availability
Official site
JAL Card
JAL Card Platinum
- Annual fee
- ¥34,100
- Base rate
- 1%
- Reward range
- 1%–2%
- Variants
- 2
JAL miles
#32 on the comparison siteOfficial site
Luxury Card
Luxury Card Titanium
- Annual fee
- ¥55,000
- Base rate
- 1%
- Variants
- 1
Luxury Card Rewards
Official site
2Credit Saison
MileagePlus Saison Platinum Card
- Annual fee
- ¥55,000
- Base rate
- 1.5%
- Variants
- 2
United MileagePlus
Official site



American Express
American Express Platinum Card
- Annual fee
- ¥165,000
- Base rate
- 1%
- Variants
- 1
Membership Rewards
Official site
American Express
Amex Business Platinum
- Annual fee
- ¥165,000
- Base rate
- 1%
- Variants
- 1
Membership Rewards
Official site
ANA Card
ANA Amex Premium
- Annual fee
- ¥165,000
- Base rate
- 1%
- Variants
- 1
Membership Rewards / ANA miles
Official site


American Express
Hilton Honors Amex Premium
- Annual fee
- ¥66,000
- Variants
- 1
Hilton Honors points
Official site
American Express
Marriott Bonvoy Amex Premium
- Annual fee
- ¥82,500
- Reward range
- 1%–2%
- Variants
- 1
Marriott Bonvoy points
#58 on the comparison siteOfficial site
Diners Club
Diners Club Premium Card
- Annual fee
- ¥143,000
- Variants
- 1
Diners Club Rewards
Invitation only
Official site
Sumitomo Mitsui Card
SMBC Visa Infinite
- Annual fee
- ¥99,000
- Reward range
- 1%–10%
- Variants
- 1
V POINT
#40 on the comparison siteOfficial site
Luxury Card
Luxury Card Black
- Annual fee
- ¥110,000
- Base rate
- 1.25%
- Variants
- 1
Luxury Card Rewards
Official site

Luxury Card
Luxury Card Black Diamond
- Annual fee
- ¥660,000
- Variants
- 1
Luxury Card Rewards
Invitation only
Official site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
Other lists like this one
Browse another way
231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.