Credit cards in Japan: up to ¥3,300
41 cards in the researched lineup fall in the up to ¥3,300 band, tax included. Waivers and first-year offers are shown per card — a fee that can be waived is still a fee until the condition is met.
JRE Bank / Viewcard
Bic Camera Suica Card
- Annual fee
- ¥524
- Base rate
- 1%
- Variants
- 2
Bic points / JRE POINT
Official site
JRE Bank / Viewcard
JRE Card
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#59 on the comparison siteOfficial site
JRE Bank / Viewcard
View Card Standard
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#19 on the comparison siteOfficial site

2Rakuten Card
Rakuten ANA Mileage Club Card
- Annual fee
- ¥550
- Base rate
- 1%
- Variants
- 3
Rakuten Points or ANA miles
Official site
3

Credit Saison
Saison Pearl Amex Digital
- Annual fee
- ¥1,100
- Base rate
- 0.5%
- Reward range
- 0.5%–2%
- Variants
- 1
Permanent Points
#39 on the comparison siteOfficial site
Tokyu Card
Tokyu Card ClubQ JMB PASMO
- Annual fee
- ¥1,100
- Base rate
- 0.5%
- Reward range
- 0.5%–3%
- Variants
- 2
TOKYU POINT / JAL miles
#44 on the comparison siteOfficial site




Mitsubishi UFJ NICOS
MUFG Card Disney Design
- Annual fee
- ¥1,375
- Base rate
- 0.5%
- Variants
- 1
Global Points
Official site
ANA Card
ANA JCB General
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
ANA miles
#56 on the comparison siteOfficial site

ANA Card
ANA To Me Card PASMO JCB
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
Oki Doki/J-POINT, Metro points, ANA miles
Official site
ANA Card
ANA TOKYU Point ClubQ PASMO Mastercard
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / TOKYU POINT / ANA miles
Official site

Sumitomo Mitsui Card
ANA Visa General (SMBC)
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / ANA miles
Official site
ANA Card
ANA Visa Suica
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / ANA miles / Suica
Official site
JFR Card
Daimaru Matsuzakaya Card
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 2
QIRA Points / Daimaru Matsuzakaya points
Official site

JAL Card
JAL Card Ordinary
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 4
JAL miles
#49 on the comparison siteOfficial site
JRE Bank / Viewcard
JAL Card Suica Ordinary
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
JAL miles / JRE POINT
#38 on the comparison siteOfficial site
Takashimaya Financial Partners
Takashimaya Card
- Annual fee
- ¥2,200
- Variants
- 4
Takashimaya points
Official site
Tokyo Metro
To Me Card Prime PASMO
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 3
Metro Points / issuer points
Official siteJRE Bank / Viewcard
Otona no Kyujitsu Club Middle
- Annual fee
- ¥2,624
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official site
3Credit Saison
MileagePlus Saison Card
- Annual fee
- ¥3,300
- Base rate
- 0.5%
- Variants
- 3
United MileagePlus
Official site





Credit Saison
Saison Gold Associe Amex
- Annual fee
- ¥2,200
- Base rate
- 0.75%
- Variants
- 1
Permanent Points
Official site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.