Credit cards in Japan: ¥11,001–¥33,000
35 cards in the researched lineup fall in the ¥11,001–¥33,000 band, tax included. Waivers and first-year offers are shown per card — a fee that can be waived is still a fee until the condition is met.
American Express
American Express Green Card
- Annual fee
- ¥13,200
- Base rate
- 0.3%
- Reward range
- 0.5%–1%
- Variants
- 1
Membership Rewards
#47 on the comparison siteOfficial site
American Express
Amex Business Green
- Annual fee
- ¥13,200
- Base rate
- 0.3%
- Variants
- 1
Membership Rewards
Official site
American Express
Persona STACIA Amex
- Annual fee
- ¥15,400
- Variants
- 1
S Points / Membership Rewards-like program
Official site
ANA Card
ANA JCB Wide Gold
- Annual fee
- ¥15,400
- Base rate
- 1%
- Reward range
- 0.5%–2%
- Variants
- 1
ANA miles
#34 on the comparison siteOfficial site
Tokyo Metro
ANA To Me Card PASMO JCB Gold
- Annual fee
- ¥15,400
- Base rate
- 1%
- Variants
- 1
J-POINT / Metro Points / ANA miles
Official site
JAL Card
JAL CLUB-A Gold Card
- Annual fee
- ¥17,600
- Base rate
- 1%
- Reward range
- 1%–2%
- Variants
- 4
JAL miles
#28 on the comparison siteOfficial site
Credit Saison
MileagePlus Saison Gold Card
- Annual fee
- ¥22,000
- Base rate
- 1.5%
- Variants
- 3
United MileagePlus
Official site
UC Card
UC Platinum Card
- Annual fee
- ¥16,500
- Base rate
- 1%
- Reward range
- 1%–7%
- Variants
- 1
UC Points
#10 on the comparison siteOfficial site
Idemitsu Credit
apollostation Platinum Business
- Annual fee
- ¥22,000
- Base rate
- 0.8%
- Reward range
- 0.8%–1%
- Variants
- 1
Plus Points
#53 on the comparison siteOfficial site
Idemitsu Credit
apollostation THE PLATINUM Saison Amex
- Annual fee
- ¥22,000
- Base rate
- 1.2%
- Reward range
- 1.2%
- Variants
- 1
Plus Points
#17 on the comparison siteOfficial site
Mitsubishi UFJ NICOS
MUFG Card Platinum American Express
- Annual fee
- ¥22,000
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 1
Global Points
#20 on the comparison siteOfficial site
JCB
JCB Platinum
- Annual fee
- ¥27,500
- Base rate
- 0.5%
- Reward range
- 0.5%–10%
- Variants
- 1
J-POINT
#6 on the comparison siteOfficial site
NTT DOCOMO
d Card Platinum
- Annual fee
- ¥29,700
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#35 on the comparison siteOfficial site
Mitsubishi UFJ NICOS
Miles & More MUFG Platinum Amex
- Annual fee
- ¥30,800
- Variants
- 1
Miles & More
Official site
Sumitomo Mitsui Card
Olive Flexible Pay Platinum Preferred
- Annual fee
- ¥33,000
- Base rate
- 1%
- Reward range
- 1%–10%
- Variants
- 1
V POINT
#45 on the comparison siteOfficial site
Credit Saison
Saison Platinum American Express Card
- Annual fee
- ¥33,000
- Base rate
- 0.75%
- Reward range
- 1%
- Variants
- 1
Permanent Points / JAL miles
#55 on the comparison siteOfficial site
Credit Saison
Saison Platinum Business American Express Card
- Annual fee
- ¥33,000
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
Permanent Points (永久不滅ポイント)
#18 on the comparison siteOfficial site
Sumitomo Mitsui Card
SMBC Business Owners Platinum Preferred
- Annual fee
- ¥33,000
- Base rate
- 1%
- Reward range
- 1%–10%
- Variants
- 1
V POINT
#57 on the comparison siteOfficial site
Sumitomo Mitsui Card
SMBC Platinum Preferred
- Annual fee
- ¥33,000
- Base rate
- 1%
- Reward range
- 1%–10%
- Variants
- 1
V POINT
#12 on the comparison siteOfficial site
Diners Club
Diners Club Card
- Annual fee
- ¥29,700
- Reward range
- 0.4%–1%
- Variants
- 1
Diners Club Rewards
#41 on the comparison siteOfficial site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.