Credit cards that earn Mercari Points
2 cards in the researched lineup earn Mercari Points. Redemption options and the value of a point are set by the programme itself, so check its official page alongside the card.
Mercari
How Mercari Points works
- Run by
- Mercari
- What a point is worth
- 1 point=¥1 in eligible Mercari/Merpay use
How you earn
- Earning rule
- Mercard: base rate outside Mercari and personalized rate on Mercari; Gold adds annual-spend benefits
- Programme bonuses
- Personalized Mercari rate, 8th-day campaigns and Gold annual-spend benefits
- Spend that earns
- Eligible Mercard/Merpay and Mercari transactions
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions
- Caps, registration and thresholds
- Personalized rate, campaign and annual bonus caps apply
- Expiry
- Depends on grant type; campaign/limited points can have short fixed expiry
Using your points
- What points can be used for
- Mercari purchases and Merpay-supported payments
- Statement credit or cash
- Use within Mercari/Merpay; no cash withdrawal
- Shopping and merchants
- Mercari and Merpay merchants
- Airlines and travel
- Only where Merpay is accepted
- Hotels
- Only via accepted payment
- Transit and e-money
- Merpay/iD-supported purchases; restrictions apply
- Partner points and gifts
- Limited outward transfer
- Investing and charity
- No general point investment
- Highest-value route
- Use limited points first on Mercari/Merpay at ¥1
Programme rules published by mercard.me · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
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Browse another way
231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.