Premium & concierge credit cards in Japan
27 cards the issuers themselves categorise under premium & concierge. This is a grouping by stated purpose, not a ranking — nothing here judges how likely you are to be approved.
AEON Financial Service
AEON Gold Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT
Invitation or upgrade only
Official site
JCB
JCB Gold
- Annual fee
- ¥11,000
- Base rate
- 0.5%
- Reward range
- 0.5%–10%
- Variants
- 1
J-POINT
#13 on the comparison siteOfficial site
Luxury Card
JAL Luxury Card Limited
- Annual fee
- ¥599,500
- Variants
- 1
JAL miles / Luxury Card rewards
Limited issue — verify availability
Official site
UC Card
UC Platinum Card
- Annual fee
- ¥16,500
- Base rate
- 1%
- Reward range
- 1%–7%
- Variants
- 1
UC Points
#10 on the comparison siteOfficial site
Mitsubishi UFJ NICOS
MUFG Card Platinum American Express
- Annual fee
- ¥22,000
- Base rate
- 0.5%
- Reward range
- 0.5%–7%
- Variants
- 1
Global Points
#20 on the comparison siteOfficial site
JCB
JCB Platinum
- Annual fee
- ¥27,500
- Base rate
- 0.5%
- Reward range
- 0.5%–10%
- Variants
- 1
J-POINT
#6 on the comparison siteOfficial site
NTT DOCOMO
d Card Platinum
- Annual fee
- ¥29,700
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#35 on the comparison siteOfficial site
Credit Saison
Saison Platinum American Express Card
- Annual fee
- ¥33,000
- Base rate
- 0.75%
- Reward range
- 1%
- Variants
- 1
Permanent Points / JAL miles
#55 on the comparison siteOfficial site
JAL Card
JAL Card Platinum
- Annual fee
- ¥34,100
- Base rate
- 1%
- Reward range
- 1%–2%
- Variants
- 2
JAL miles
#32 on the comparison siteOfficial site
Luxury Card
Luxury Card Titanium
- Annual fee
- ¥55,000
- Base rate
- 1%
- Variants
- 1
Luxury Card Rewards
Official site
American Express
American Express Platinum Card
- Annual fee
- ¥165,000
- Base rate
- 1%
- Variants
- 1
Membership Rewards
Official site
ANA Card
ANA Amex Premium
- Annual fee
- ¥165,000
- Base rate
- 1%
- Variants
- 1
Membership Rewards / ANA miles
Official site
Sumitomo Mitsui Card
SMBC Visa Infinite
- Annual fee
- ¥99,000
- Reward range
- 1%–10%
- Variants
- 1
V POINT
#40 on the comparison siteOfficial site
Luxury Card
Luxury Card Black
- Annual fee
- ¥110,000
- Base rate
- 1.25%
- Variants
- 1
Luxury Card Rewards
Official site
Luxury Card
Luxury Card Black Diamond
- Annual fee
- ¥660,000
- Variants
- 1
Luxury Card Rewards
Invitation only
Official siteAmerican Express
American Express Centurion
- Annual fee
- Varies
- Variants
- 1
Membership Rewards
Invitation only
Official site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.