Rail & transit credit cards in Japan
22 cards the issuers themselves categorise under rail & transit. This is a grouping by stated purpose, not a ranking — nothing here judges how likely you are to be approved.
AEON Financial Service
AEON Suica Card
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
WAON POINT / JRE POINT
Official site
AEON Financial Service
JMB JQ SUGOCA
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 1
JAL miles / JR Kyushu Q points
Official site
JRE Bank / Viewcard
View Card Standard Revo
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official siteJRE Bank / Viewcard
Bic Camera Suica Card
- Annual fee
- ¥524
- Base rate
- 1%
- Variants
- 2
Bic points / JRE POINT
Official site
JRE Bank / Viewcard
JRE Card
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#59 on the comparison siteOfficial site
JRE Bank / Viewcard
View Card Standard
- Annual fee
- ¥524
- Base rate
- 0.5%
- Reward range
- 0.5%–5%
- Variants
- 3
JRE POINT
#19 on the comparison siteOfficial site
3
Tokyu Card
Tokyu Card ClubQ JMB PASMO
- Annual fee
- ¥1,100
- Base rate
- 0.5%
- Reward range
- 0.5%–3%
- Variants
- 2
TOKYU POINT / JAL miles
#44 on the comparison siteOfficial site
ANA Card
ANA To Me Card PASMO JCB
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
Oki Doki/J-POINT, Metro points, ANA miles
Official site
ANA Card
ANA TOKYU Point ClubQ PASMO Mastercard
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / TOKYU POINT / ANA miles
Official site
ANA Card
ANA Visa Suica
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 1
V POINT / ANA miles / Suica
Official site
JRE Bank / Viewcard
JAL Card Suica Ordinary
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 1
JAL miles / JRE POINT
#38 on the comparison siteOfficial site
Tokyo Metro
To Me Card Prime PASMO
- Annual fee
- ¥2,200
- Base rate
- 0.5%
- Variants
- 3
Metro Points / issuer points
Official siteJRE Bank / Viewcard
Otona no Kyujitsu Club Middle
- Annual fee
- ¥2,624
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official siteJRE Bank / Viewcard
Otona no Kyujitsu Club Zipang
- Annual fee
- ¥4,364
- Base rate
- 0.5%
- Variants
- 3
JRE POINT
Official site
American Express
Persona STACIA Amex
- Annual fee
- ¥15,400
- Variants
- 1
S Points / Membership Rewards-like program
Official site
JRE Bank / Viewcard
JAL Card Suica Club-A
- Annual fee
- ¥11,000
- Base rate
- 0.5%
- Variants
- 1
JAL miles / JRE POINT
Official site
Tokyu Card
Tokyu Card ClubQ JMB Gold
- Annual fee
- ¥6,600
- Base rate
- 1%
- Variants
- 2
TOKYU POINT / JAL miles
Official site
JRE Bank / Viewcard
View Card Gold
- Annual fee
- ¥11,000
- Base rate
- 0.5%
- Reward range
- 0.5%–10%
- Variants
- 2
JRE POINT
#25 on the comparison siteOfficial site
Tokyo Metro
ANA To Me Card PASMO JCB Gold
- Annual fee
- ¥15,400
- Base rate
- 1%
- Variants
- 1
J-POINT / Metro Points / ANA miles
Official site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.