Telecom & mobile pay credit cards in Japan
11 cards the issuers themselves categorise under telecom & mobile pay. This is a grouping by stated purpose, not a ranking — nothing here judges how likely you are to be approved.
au Financial Service
au PAY Card
- Annual fee
- Free
- Base rate
- 1%
- Reward range
- 1%–1.5%
- Variants
- 3
Ponta
#27 on the comparison siteOfficial site
PayPay Card
PayPay Card
- Annual fee
- Free
- Base rate
- 1%
- Reward range
- 1%–5%
- Variants
- 3
PayPay Points
#8 on the comparison siteOfficial site
Credit Saison
Saison Card Digital
- Annual fee
- Free
- Base rate
- 0.5%
- Reward range
- 0.5%–1%
- Variants
- 3
Permanent Points
#26 on the comparison siteOfficial site
Sumitomo Mitsui Card
Visa LINE Pay Credit Card P+
- Annual fee
- Free
- Base rate
- 0.5%
- Variants
- 1
LINE Points
May be closed to new applications
Official site
Credit Saison
Saison Pearl Amex Digital
- Annual fee
- ¥1,100
- Base rate
- 0.5%
- Reward range
- 0.5%–2%
- Variants
- 1
Permanent Points
#39 on the comparison siteOfficial site
au Financial Service
au PAY Gold Card
- Annual fee
- ¥11,000
- Base rate
- 1%
- Reward range
- 1%–1.5%
- Variants
- 3
Ponta
#29 on the comparison siteOfficial site
NTT DOCOMO
d Card Gold
- Annual fee
- ¥11,000
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#24 on the comparison siteOfficial site
NTT DOCOMO
d Card Platinum
- Annual fee
- ¥29,700
- Base rate
- 1%
- Reward range
- 1%–4.5%
- Variants
- 2
d POINT
#35 on the comparison siteOfficial site
Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com
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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.