MoneyInJapan

au Financial Service credit cards

2 cards issued by au Financial Service, recorded from the issuer’s own lineup and product pages. Compare the annual fee, grade, network variants and points programme, then check the issuer page before applying.

au Financial Service Corporation

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2 cards

  • au Financial Service

    au PAY Card

    GeneralVisa · Mastercard · American Express

    Annual fee
    Free
    Base rate
    1%
    Reward range
    1%–1.5%
    Variants
    3

    Ponta

    #27 on the comparison siteOfficial site
  • au Financial Service

    au PAY Gold Card

    GoldVisa · Mastercard · American Express

    Annual fee
    ¥11,000
    Base rate
    1%
    Reward range
    1%–1.5%
    Variants
    3

    Ponta

    #29 on the comparison siteOfficial site

Reward ranges are Kakaku.com’s own calculations as of 2026-08-16. The issuer’s official page governs fees, caps and benefit terms. kakaku.com

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231 cards and 391 network variants recorded from official issuer lineup and product pages as of 2026-08-16. Fees, benefits and campaigns change — check the issuer page before applying.