Get approved, avoid revolving-debt traps, and earn points that fit your life.
No-annual-fee credit card · Rakuten Card
A no-annual-fee card that earns Rakuten Points. Eligibility, payment settings, and current reward exclusions should be checked in the issuer disclosures.
No-annual-fee credit card · Marui (Epos)
A no-annual-fee Visa card issued by Epos Card, with Epos Points and partner benefits subject to current terms.
Annual-fee rewards card · American Express International
The canonical record represents the American Express Green Card in Japan, with Membership Rewards and conditional benefits documented by the issuer.
No-annual-fee credit card · Sumitomo Mitsui Card
Visa/Mastercard card with no annual fee for the standard card and conditional V Point bonuses.
No-annual-fee credit card · JCB
JCB-branded no-annual-fee card with J-POINT rewards and benefits subject to issuer terms.
No-annual-fee credit card · NTT DOCOMO
No-annual-fee standard card earning d POINT on eligible use, with ecosystem benefits under current terms.
No-annual-fee credit card · PayPay Card
No-annual-fee standard card earning PayPay Points on eligible purchases under current program rules.
No-annual-fee credit card · au Financial Service
No-annual-fee standard card earning Ponta Points, with au PAY linkage subject to charging and service rules.
Fee-waivable gold card · Sumitomo Mitsui Card
A gold Visa/Mastercard whose ¥5,500 fee becomes permanently free after ¥1,000,000 of qualifying annual spend, which also earns a 10,000-point yearly bonus.
Points-focused platinum card · Sumitomo Mitsui Card
A ¥33,000 Visa positioned primarily as a high-return rewards card: about 1% base, elevated rates at preferred merchants and up to 40,000 annual bonus points depending on spend.
All-in-one bank + card gold · Sumitomo Mitsui Card
An SMBC platform that combines credit, debit and point-payment modes with a bank account on a single Visa; the gold tier mirrors Gold (NL) economics — ¥5,500 waived permanently after ¥1M annual spend.
No-annual-fee co-brand card · Sumitomo Mitsui Card
A no-fee Mastercard issued by Sumitomo Mitsui Card that earns 2% for Amazon Prime members on Amazon and 1.5% at major convenience stores, with an unusually low overseas fee.
No-annual-fee card for ages 18–39 · JCB
A permanently no-fee JCB with enhanced base rewards, open to applicants aged 18–39; the fee stays free after the cardholder turns 40. JCB’s overseas processing charge is comparatively low.
Mainstream domestic gold card · JCB
A conventional ¥11,000 gold JCB (first year free for qualifying new online applicants) with domestic airport lounges, insurance and lifestyle discounts; paid LoungeKey access is separate from a full Priority Pass package.
Value-oriented concierge platinum · JCB
At ¥27,500 one of Japan’s strongest price-to-service platinums, bundling Priority Pass, a 24-hour concierge, the Gourmet Benefit dining offer and travel insurance.
Low-cost ecosystem gold card · Rakuten Card
A ¥2,200 gold Rakuten card in an awkward middle tier: low fee and 1% base, but limited lounge and ecosystem advantages over the free Rakuten Card.
Rakuten card with travel features · Rakuten Card
An ¥11,000 Rakuten card with a 1% base, published limit up to ¥3,000,000 and Priority Pass — whose value must be judged under current visit limits rather than older unlimited-use assumptions.
Rakuten top-tier premium card · Rakuten Card
An access-gated ¥33,000 Rakuten premium card with travel, dining, concierge-style and family-card benefits, aimed at very heavy Rakuten spenders.
Dining and travel rewards card · American Express International
A ¥39,600 Membership Rewards card with two free family cards, dining and hotel credits, insurance and lounge access, and large but conditional welcome offers.
Luxury travel and family-card platinum · American Express International
A ¥165,000 platinum with up to four free family cards, the Global Lounge Collection, hotel status, concierge, dining benefits and an ongoing ¥100,000 airline credit.
Optimizable fee-waivable gold · Marui (Epos)
A ¥5,000 gold Visa that becomes permanently free by invitation, family-gold referral or ¥500,000 of qualifying annual spend — one of Japan’s most optimizable cards through selected-shop bonuses and annual awards.
Annual-bonus-optimized platinum · Marui (Epos)
A Visa platinum: ¥30,000 for direct applicants or ¥20,000 by invitation, with Priority Pass, concierge and annual bonus points starting at 20,000 for ¥1,000,000 of spend.
Instant-issue digital card · Credit Saison
A no-annual-fee numberless card with digital details in as little as five minutes and non-expiring Permanent Points; a ¥1,650 service charge applies only after a full measurement period with no use.
Lifestyle-category gold card · Credit Saison
An ¥11,000 gold card, free the following year after ¥1,000,000 of annual spend, with elevated (capped) rewards on movies, convenience stores and cafés.
Mid-priced travel platinum · Credit Saison
A ¥33,000 American Express platinum with Priority Pass, concierge, travel and dining services and mileage-conversion options.
Docomo household gold card · NTT DOCOMO
An ¥11,000 gold card whose value centers on 10% d POINT on eligible docomo/ahamo charges, plus annual-spend benefits, lounges and enhanced phone protection.
Heavy-Docomo platinum card · NTT DOCOMO
A ¥29,700 platinum that can earn up to 20% on eligible docomo charges (rate depends on prior monthly shopping), premium lounges and up to ¥200,000 mobile-phone protection.
au/UQ household gold card · au Financial Service
An ¥11,000 gold card delivering up to 10% on eligible au/UQ mobile charges and up to a combined 5.5% through eligible au PAY funding and payment, plus lounges; ordinary outside spend stays around 1%.
PayPay ecosystem gold card · PayPay Card
An ¥11,000 gold card that, from June 2, 2026, awards 11,000 annual PayPay Points after ¥1,000,000 of qualifying spend — offsetting the fee at that threshold — plus LYP Premium, lounges and free ETC.
AEON shopping + banking card · AEON Financial Service
A no-fee card that combines an AEON credit card, WAON e-money and an AEON Bank account, with Customer Appreciation Day discounts and WAON auto-charge.
Free invitation-based gold card · AEON Financial Service
A gold card that is free once issued, adding domestic airport lounges and travel insurance; it is generally an invitation or upgrade product for existing heavy AEON customers.
Straightforward 1% no-fee card · Orient Corporation
One of the cleanest no-fee reward cards: 1 Orico Point per ¥100, doubled to 2% for the first six months up to ¥500,000 of qualifying spend, with Orico Mall uplifts and broad conversion options.
Low-fee electronic-money gold · Orient Corporation
For ¥1,986 it keeps the 1% base and six-month 2% offer while adding 1% at Orico Mall and 0.5% on eligible iD/QUICPay use; among the least expensive cards branded “Gold.”
No-fee bank-group card · Mitsubishi UFJ NICOS
A no-fee card earning about 0.5% base that can reach up to 20% at selected stores when MUFG bank-account, app and merchant conditions align; strongest for MUFG-group customers.
MUFG-ecosystem gold card · Mitsubishi UFJ NICOS
An ¥11,000 gold card (first year free for eligible web applications) with domestic airport lounges, insurance, securities-investment rewards and MUFG selected-store bonuses.
Low-fee full-service platinum · Mitsubishi UFJ NICOS
At ¥22,000 with one free family card, among Japan’s lowest-cost cards offering a conventional platinum mix of Priority Pass, concierge, dining benefit and insurance.
JR East / Suica commuter card · Viewcard (JR East)
A ¥524 card whose value comes from Mobile Suica, JR East ticketing and JRE POINT multipliers rather than ordinary 0.5% spending; a specialist commuter card.
Station-building shopping card · Viewcard (JR East)
A View card, first year free then ¥524, returning up to 3.5% at eligible JRE Card preferred station-building stores while also benefiting Suica and JR East use.
Premium JR East travel gold · Viewcard (JR East)
An ¥11,000 gold View card adding JR East travel bonuses (e.g. Shinkansen), airport lounges, insurance and annual-spend benefits; strong for frequent JR East and Shinkansen travel.
Entry JAL mileage card · JAL Card
An airline card (first year free, then ¥2,200; the American Express variant costs ¥6,600) earning JAL miles with an initial-flight bonus, 10% boarding bonus and JAL Card Mile Plus; issuer, insurance and fees vary by partner.
Frequent-flyer JAL gold card · JAL Card
A JAL gold card, mainstream fee ¥17,600 (¥20,900 for Suica/Amex variants, ¥34,100 for Diners), with a 25% flight bonus, enhanced shopping miles and issuer-dependent lounge/insurance.
Premium JAL international card · JAL Card
A JAL platinum (JCB and American Express variants around ¥34,100) combining premium JAL airfare bonuses with concierge, a lounge package and insurance; for frequent international JAL travelers.
Entry ANA mileage card · ANA (issued by Sumitomo Mitsui Card)
An ANA co-brand card (¥2,200 after a free first year) with a 1,000-mile joining bonus, 10% boarding bonus and ANA Card Mile Plus; the true shopping return depends on the mile-conversion course.
Frequent-flyer ANA gold card · ANA (issued by Sumitomo Mitsui Card)
An ¥15,400 ANA gold card with a 2,000-mile joining bonus, 25% boarding bonus, lounges, insurance and stronger mile-conversion economics than the general card.
Dining and travel charge card · Sumitomo Mitsui Trust Club
A ¥29,700 Diners Club card known for strong dining, travel and lounge services and an individualized spending limit rather than a uniform published ceiling; better as part of a multi-card wallet.
Ultra-premium dining and travel · Sumitomo Mitsui Trust Club
An invitation ¥165,000 card with free family cards, premium concierge, dining, lounge and travel services and no uniform preset spending limit; for customers valuing service access over transparent cash return.
Entry metal premium card · Luxury Card (Aplus)
A ¥55,000 metal Mastercard earning around 1%, with concierge, dining and travel benefits and cashback generally redeemable at 1 point = ¥1; the lowest-cost entry to the Luxury Card lineup.
Concierge and networking premium · Luxury Card (Aplus)
A ¥110,000 World Elite Mastercard raising the public base return to about 1.25%, with enhanced concierge, dining, limousine and networking benefits and metal construction.
Ultra-premium rewards and status · Luxury Card (Aplus)
A ¥220,000 gold-finished metal Mastercard with the lineup’s highest public base return (about 1.5%) and expanded premium services; the most expensive card in this research set.
All-in-one account card (general rank) · Sumitomo Mitsui Card
SMBC’s Olive all-in-one card, where one card switches between debit, credit and points modes and links to an SMBC bank account. The general rank has no annual fee and earns V Points.
Service-led platinum card · Sumitomo Mitsui Card
SMBC’s flagship Visa Platinum, positioned on premium services — concierge, airport lounges and comprehensive travel insurance — rather than on reward rate. A high annual fee applies.
No-fee card for ages 18–39 with add-on benefits · JCB
The JCB Card W variant that adds optional women-oriented insurance and benefit programs on top of the same permanently free, enhanced-rewards base; new applications are limited to ages 18–39.
No-fee card with optional add-on benefits · Rakuten Card
A Rakuten Card variant that keeps the same no-fee, Rakuten-Points base as the standard card and adds optional paid benefit programs — a custom-design service, lifestyle discounts and women-oriented insurance.
No-fee card with integrated WAON e-money · AEON Financial Service
A no-annual-fee AEON card that combines credit, a cash card function and WAON e-money in one card, earning WAON POINT and offering AEON-group shopping-day discounts.
Suica-integrated commuter card · Viewcard (JR East)
JR East’s flagship View card with an integrated Suica: it auto-charges Suica, earns JRE POINT at a higher rate on Suica charge and JR East services, and holds commuter passes. An annual fee applies.
Airline card with integrated Suica · JAL Card
A JAL Card issued with JR East that combines JAL Mileage Bank mile-earning with an integrated Suica, letting cardholders earn JAL miles and, via JRE POINT, top up Suica. An annual fee applies.
No-fee card with automatic cashback · Mitsubishi UFJ NICOS
A no-annual-fee Mitsubishi UFJ Mastercard whose Global Points are automatically converted to a statement cashback once a year, so points never need manual redemption or expire unused.
retail card · JCB
JCB General / Partner With Point is a retail card from JCB, issued on JCB. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns J-POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
everyday card · JCB
JCB LINDA is a everyday card from JCB, issued on JCB. The annual fee is free. A stated waiver condition can remove it — check the exact threshold. It earns J-POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
everyday card · JCB
JCB Card R is a everyday card from JCB, issued on JCB. The annual fee is free. It earns J-POINT at a published base rate of about 2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
telecom and mobile-payment card · Credit Saison
Saison Pearl Amex Digital is a telecom and mobile-payment card from Credit Saison, issued on American Express. The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Credit Saison
Saison Gold American Express Card is a Gold travel card from Credit Saison, issued on American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. Verify the current amount on the issuer page before applying. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Credit Saison
Saison Rose Gold American Express Card is a Gold travel card from Credit Saison, issued on American Express. The annual fee is ¥11,000 including tax. Verify the current amount on the issuer page before applying. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Credit Saison
Gold Card Saison is a Gold travel card from Credit Saison, issued on Visa, Mastercard and JCB. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold everyday card · Credit Saison
Saison Gold Associe Amex is a Gold everyday card from Credit Saison, issued on American Express. The annual fee is ¥2,200 including tax. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Credit Saison
MileagePlus Saison Card is a airline mileage card from Credit Saison, issued on Visa, Mastercard and American Express. The annual fee is ¥3,300 including tax. It earns United MileagePlus at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · Credit Saison
MileagePlus Saison Gold Card is a Gold airline mileage card from Credit Saison, issued on Visa, Mastercard and American Express. The annual fee is ¥22,000 including tax. Verify the current amount on the issuer page before applying. It earns United MileagePlus at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum airline mileage card · Credit Saison
MileagePlus Saison Platinum Card is a Platinum airline mileage card from Credit Saison, issued on Visa and American Express. The annual fee is ¥55,000 including tax. Verify the current amount on the issuer page before applying. It earns United MileagePlus at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Credit Saison
MUJI Card is a retail card from Credit Saison, issued on Visa and American Express. The annual fee is free. It earns Permanent Points / MUJI points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Credit Saison
Loft Card is a retail card from Credit Saison, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
points card · Credit Saison
Likeme by Saison Card is a points card from Credit Saison, issued on Mastercard and JCB. The annual fee is free. It earns Cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Credit Saison
Shop Channel Card Saison is a retail card from Credit Saison, issued on American Express. The annual fee is free. It earns Shop Channel points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Credit Saison
nimoca Saison Card is a rail and transit card from Credit Saison, issued on Visa. The annual fee is free. It earns nimoca points at a published base rate of about 0.3% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Credit Saison
Samurai Blue Card Saison is a design card from Credit Saison, issued on Visa and American Express. The annual fee is free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold points card · Credit Saison
JQ Card Saison Gold is a Gold points card from Credit Saison, issued on Visa and American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns JR Kyushu Q points / Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold telecom and mobile-payment card · NTT DOCOMO
d Card Gold U is a Gold telecom and mobile-payment card from NTT DOCOMO, issued on Visa and Mastercard. The annual fee is ¥3,300 including tax. A stated waiver condition can remove it — check the exact threshold. It earns d POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · AEON Financial Service
AEON Card Select Mickey Mouse Design is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · AEON Financial Service
AEON Card Select Toy Story Design is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · AEON Financial Service
AEON Card Select Minions is a design card from AEON Financial Service, issued on Mastercard. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · AEON Financial Service
AEON Card Minions is a design card from AEON Financial Service, issued on Mastercard. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · AEON Financial Service
TGC Card is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
fuel card · AEON Financial Service
Cosmo The Card Opus is a fuel card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · AEON Financial Service
AEON Suica Card is a rail and transit card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · AEON Financial Service
JMB JQ SUGOCA is a airline mileage card from AEON Financial Service, issued on Visa. The annual fee is free. It earns JAL miles / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · AEON Financial Service
AEON JMB Card is a airline mileage card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
student card · AEON Financial Service
Benesse AEON Card is a student card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / Benesse points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · AEON Financial Service
KASUMI Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · AEON Financial Service
Sports Authority Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Recorded from the issuer's official lineup on 2026-08-13; the card is no longer open to new applications.
retail card · AEON Financial Service
Kojima x Bic Camera Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / store points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
everyday card · Orient Corporation
Orico Card The Point UPty is a everyday card from Orico, issued on Mastercard. The annual fee is free. It earns Orico Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Orient Corporation
Orico Card The Gold Prime is a Gold travel card from Orico, issued on Mastercard. The annual fee is ¥11,000 including tax. It earns Orico Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Orient Corporation
The Gold is a Gold travel card from Orico, issued on Mastercard. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold everyday card · Orient Corporation
Gold UPty is a Gold everyday card from Orico, issued on Mastercard. The annual fee is ¥5,500 including tax. The first year is stated as free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold business card · Orient Corporation
EX Gold for Biz S is a Gold business card from Orico, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. It earns 暮らスマイル / Orico points at a published base rate of about 0.6% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold business card · Orient Corporation
EX Gold for Biz M is a Gold business card from Orico, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. It earns 暮らスマイル / Orico points at a published base rate of about 0.6% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
donation-linked card · Orient Corporation
Love the Earth is a donation-linked card from Orico, issued on JCB. The annual fee is free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
donation-linked card · Orient Corporation
Red Feather Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
donation-linked card · Orient Corporation
Red Cross Orico Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
donation-linked card · Orient Corporation
Japan Animal Welfare Society Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
donation-linked card · Orient Corporation
Wild Bird Society of Japan Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Mitsubishi UFJ NICOS
Mitsubishi UFJ Card Gold is a Gold travel card from Mitsubishi UFJ NICOS, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
MUFG Card Disney Design is a design card from Mitsubishi UFJ NICOS, issued on JCB. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
VIASO mofusand x Sanrio is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
VIASO Cinnamoroll is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
VIASO My Melody is a design card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
VIASO Gudetama is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
VIASO Urawa Reds is a design card from Mitsubishi UFJ NICOS, issued on Visa. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
everyday card · Mitsubishi UFJ NICOS
Jizile is a everyday card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns Global Points at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
bank-linked card · Mitsubishi UFJ NICOS
JA Card is a bank-linked card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
fuel card · Mitsubishi UFJ NICOS
ENEOS Card S is a fuel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns ENEOS points / discounts; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
points card · Mitsubishi UFJ NICOS
ENEOS Card P is a points card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns ENEOS points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
fuel card · Mitsubishi UFJ NICOS
ENEOS Card C is a fuel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Mitsubishi UFJ NICOS
GDO Card is a design card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Mitsubishi UFJ NICOS
GDO Gold Card is a Gold travel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥15,746 including tax. It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Mitsubishi UFJ NICOS
SKYPASS MUFG Card is a airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥3,300 including tax. Verify the current amount on the issuer page before applying. It earns Korean Air SKYPASS; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · Mitsubishi UFJ NICOS
SKYPASS MUFG Gold is a Gold airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. It earns Korean Air SKYPASS; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum airline mileage card · Mitsubishi UFJ NICOS
Miles & More MUFG Platinum Amex is a Platinum airline mileage card from Mitsubishi UFJ NICOS, issued on American Express. The annual fee is ¥30,800 including tax. It earns Miles & More; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Mitsubishi UFJ NICOS
MileagePlus MUFG Card is a airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥5,500 including tax. It earns United MileagePlus; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Viewcard (JR East)
View Card Standard Revo is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Viewcard (JR East)
Lumine Card is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥1,048 including tax. The first year is stated as free. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Mid tier airline mileage card · Viewcard (JR East)
JAL Card Suica Club-A is a Mid tier airline mileage card from JRE Bank / Viewcard, issued on JCB. The annual fee is ¥11,000 including tax. It earns JAL miles / JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Viewcard (JR East)
Bic Camera Suica Card is a rail and transit card from JRE Bank / Viewcard, issued on Visa and JCB. The annual fee is ¥524 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Bic points / JRE POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Viewcard (JR East)
Otona no Kyujitsu Club Middle is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥2,624 including tax. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Viewcard (JR East)
Otona no Kyujitsu Club Zipang is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥4,364 including tax. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Mid tier airline mileage card · JAL Card
JAL CLUB-A Card is a Mid tier airline mileage card from JAL Card, issued on Visa, Mastercard and JCB. The annual fee is ¥11,000 including tax. It earns JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · JAL Card
JAL Diners Card is a Gold airline mileage card from JAL Card, issued on Diners Club. The annual fee is ¥30,800 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · JAL Card
JAL Card navi is a airline mileage card from JAL Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · JAL Card
JAL Club EST Ordinary is a airline mileage card from JAL Card, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥7,700 including tax. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · JAL Card
JAL Club EST Gold/Platinum is a Gold airline mileage card from JAL Card, issued on Visa, Mastercard, JCB, American Express and Diners Club. The issuer does not publish a single annual fee for this card in the reviewed material. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Mastercard General is a airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA JCB General is a airline mileage card from ANA Card, issued on JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA American Express Card is a airline mileage card from ANA Card, issued on American Express. The annual fee is ¥7,700 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA To Me Card PASMO JCB is a airline mileage card from ANA Card, issued on JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns Oki Doki/J-POINT, Metro points, ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA TOKYU Point ClubQ PASMO Mastercard is a airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / TOKYU POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Visa Suica is a airline mileage card from ANA Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / ANA miles / Suica at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Mid tier airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Visa Wide is a Mid tier airline mileage card from ANA Card, issued on Visa. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Mid tier airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Mastercard Wide is a Mid tier airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Mid tier airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA JCB Wide is a Mid tier airline mileage card from ANA Card, issued on JCB. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Mastercard Wide Gold is a Gold airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥15,400 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA JCB Wide Gold is a Gold airline mileage card from ANA Card, issued on JCB. The annual fee is ¥15,400 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Amex Gold is a Gold airline mileage card from ANA Card, issued on American Express. The annual fee is ¥34,100 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Diners Card is a Gold airline mileage card from ANA Card, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA JCB Zero is a airline mileage card from ANA Card, issued on JCB. The annual fee is free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Recorded from the issuer's official lineup on 2026-08-13; the card is no longer open to new applications.
Platinum airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Visa Platinum Premium is a Platinum airline mileage card from ANA Card, issued on Visa. The annual fee is ¥88,000 including tax. It earns ANA miles at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA JCB Premium is a Platinum airline mileage card from ANA Card, issued on JCB. The annual fee is ¥77,000 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Amex Premium is a Platinum airline mileage card from ANA Card, issued on American Express. The annual fee is ¥165,000 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum airline mileage card · ANA (issued by Sumitomo Mitsui Card)
ANA Diners Premium is a Platinum airline mileage card from ANA Card, issued on Diners Club. The annual fee is ¥170,500 including tax. Verify the current amount on the issuer page before applying. It earns ANA miles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium business card · Sumitomo Mitsui Trust Club
Diners Club Business Card is a Premium business card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium everyday card · Sumitomo Mitsui Trust Club
Ginza Diners Club Card is a Premium everyday card from Diners Club, issued on Diners Club. The annual fee is ¥33,000 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium fuel card · Sumitomo Mitsui Trust Club
BMW Diners Card is a Premium fuel card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium travel card · Sumitomo Mitsui Trust Club
New Otani Club Diners is a Premium travel card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Black / invitation premium card · Luxury Card (Aplus)
Luxury Card Black Diamond is a Black / invitation premium card from Luxury Card, issued on Mastercard. The annual fee is ¥660,000 including tax. Verify the current amount on the issuer page before applying. It earns Luxury Card Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Black / invitation airline mileage card · Luxury Card (Aplus)
JAL Luxury Card is a Black / invitation airline mileage card from Luxury Card, issued on Mastercard. The annual fee is ¥242,000 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · Luxury Card (Aplus)
JAL Luxury Card Limited is a Gold airline mileage card from Luxury Card, issued on Mastercard. The annual fee is ¥599,500 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Black / invitation premium card · Sumitomo Mitsui Card
SMBC Visa Infinite is a Black / invitation premium card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥99,000 including tax. It earns V POINT; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum points card · Sumitomo Mitsui Card
Olive Flexible Pay Platinum Preferred is a Platinum points card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥33,000 including tax. It earns V POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Sumitomo Mitsui Card
ANA Visa General (SMBC) is a airline mileage card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
telecom and mobile-payment card · Sumitomo Mitsui Card
Visa LINE Pay Credit Card P+ is a telecom and mobile-payment card from Sumitomo Mitsui Card, issued on Visa. The annual fee is free. Verify the current amount on the issuer page before applying. It earns LINE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
bank-linked card · Rakuten Card
Rakuten Bank Card is a bank-linked card from Rakuten Card, issued on JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Rakuten Card
Rakuten ANA Mileage Club Card is a airline mileage card from Rakuten Card, issued on Visa, Mastercard and JCB. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Rakuten Points or ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
student card · Rakuten Card
Rakuten Card Academy is a student card from Rakuten Card, issued on Visa and JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Rakuten Card
Alpen Group Rakuten Card is a retail card from Rakuten Card, issued on Mastercard. The annual fee is free. It earns Rakuten Points / Alpen points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
bank-linked card · Rakuten Card
Mizuho Rakuten Card is a bank-linked card from Rakuten Card, issued on Visa. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
bank-linked card · Rakuten Card
Hirogin Rakuten Card is a bank-linked card from Rakuten Card, issued on Visa. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Rakuten Card
Rakuten Card My Color Selection is a design card from Rakuten Card, issued on Mastercard. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Rakuten Card
Rakuten Card Disney Design is a design card from Rakuten Card, issued on JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Rakuten Card
Rakuten Card Sanrio Designs is a design card from Rakuten Card, issued on Mastercard and JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold points card · Marui (Epos)
JQ Card Epos Gold is a Gold points card from Epos Card, issued on Visa. The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Epos Points / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Marui (Epos)
MGA Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Marui (Epos)
Chiikawa Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
design card · Marui (Epos)
Sumikko Gurashi Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Black / invitation premium card · American Express International
American Express Centurion is a Black / invitation premium card from American Express, issued on American Express. The issuer does not publish a single annual fee for this card in the reviewed material. It earns Membership Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
travel card · American Express International
Marriott Bonvoy Amex is a travel card from American Express, issued on American Express. The annual fee is ¥34,100 including tax. Verify the current amount on the issuer page before applying. It earns Marriott Bonvoy points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium travel card · American Express International
Marriott Bonvoy Amex Premium is a Premium travel card from American Express, issued on American Express. The annual fee is ¥82,500 including tax. Verify the current amount on the issuer page before applying. It earns Marriott Bonvoy points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
travel card · American Express International
Hilton Honors Amex is a travel card from American Express, issued on American Express. The annual fee is ¥16,500 including tax. Verify the current amount on the issuer page before applying. It earns Hilton Honors points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Premium travel card · American Express International
Hilton Honors Amex Premium is a Premium travel card from American Express, issued on American Express. The annual fee is ¥66,000 including tax. Verify the current amount on the issuer page before applying. It earns Hilton Honors points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · American Express International
Delta SkyMiles Amex is a airline mileage card from American Express, issued on American Express. The annual fee is ¥13,200 including tax. Verify the current amount on the issuer page before applying. It earns Delta SkyMiles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · American Express International
Delta SkyMiles Amex Gold is a Gold airline mileage card from American Express, issued on American Express. The annual fee is ¥28,600 including tax. Verify the current amount on the issuer page before applying. It earns Delta SkyMiles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · American Express International
Persona STACIA Amex is a rail and transit card from American Express, issued on American Express. The annual fee is ¥15,400 including tax. Verify the current amount on the issuer page before applying. It earns S Points / Membership Rewards-like program; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
business card · American Express International
Amex Business Green is a business card from American Express, issued on American Express. The annual fee is ¥13,200 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 0.3% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold business card · American Express International
Amex Business Gold is a Gold business card from American Express, issued on American Express. The annual fee is ¥49,500 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum business card · American Express International
Amex Business Platinum is a Platinum business card from American Express, issued on American Express. The annual fee is ¥165,000 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
everyday card · Life Card
Life Card is a everyday card from Life Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
student card · Life Card
Life Card for Students is a student card from Life Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns LIFE Points / cashback at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Life Card
Life Card Gold is a Gold travel card from Life Card, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. Verify the current amount on the issuer page before applying. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
everyday card · Life Card
Deposit Life Card is a everyday card from Life Card, issued on Mastercard. The annual fee is ¥5,500 including tax. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Seven Card Service
Seven Card Plus nanaco Integrated is a retail card from Seven Card Service, issued on JCB. The annual fee is free. It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Seven Card Service
Seven Card Plus nanaco Linked is a retail card from Seven Card Service, issued on JCB. The annual fee is free. It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
points card · Recruit
Recruit Card is a points card from Recruit, issued on Visa, Mastercard and JCB. The annual fee is free. It earns Recruit Points / Ponta / d POINT at a published base rate of about 1.2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Mercari / Merpay
Mercard is a retail card from Mercari / Merpay, issued on JCB. The annual fee is free. It earns Mercari Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold retail card · Mercari / Merpay
Mercard Gold is a Gold retail card from Mercari / Merpay, issued on JCB. The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Mercari Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Yodobashi Gold Point Marketing
Gold Point Card Plus is a retail card from Yodobashi Gold Point Marketing, issued on Visa. The annual fee is free. It earns Yodobashi Gold Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
airline mileage card · Tokyu Card
Tokyu Card ClubQ JMB PASMO is a airline mileage card from Tokyu Card, issued on Visa and Mastercard. The annual fee is ¥1,100 including tax. The first year is stated as free. It earns TOKYU POINT / JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · Tokyu Card
Tokyu Card ClubQ JMB Gold is a Gold airline mileage card from Tokyu Card, issued on Visa and Mastercard. The annual fee is ¥6,600 including tax. It earns TOKYU POINT / JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
rail and transit card · Tokyo Metro
To Me Card Prime PASMO is a rail and transit card from Tokyo Metro, issued on Visa, Mastercard and JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Metro Points / issuer points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold airline mileage card · Tokyo Metro
ANA To Me Card PASMO JCB Gold is a Gold airline mileage card from Tokyo Metro, issued on JCB. The annual fee is ¥15,400 including tax. It earns J-POINT / Metro Points / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · MI Card
MI Card Plus is a retail card from MI Card, issued on Visa and American Express. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns MI Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · MI Card
MI Card Plus Gold is a Gold travel card from MI Card, issued on Visa and American Express. The annual fee is ¥11,000 including tax. It earns MI Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · Takashimaya Financial Partners
Takashimaya Card is a retail card from Takashimaya Financial Partners, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns Takashimaya points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
Gold travel card · Takashimaya Financial Partners
Takashimaya Card Gold is a Gold travel card from Takashimaya Financial Partners, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. It earns Takashimaya points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
retail card · JFR Card
Daimaru Matsuzakaya Card is a retail card from JFR Card, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · UCS
UCS Card is a retail card from UCS, issued on Visa, Mastercard and JCB. The annual fee is free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
fuel card · Idemitsu Credit
apollostation card is a fuel card from Idemitsu Credit, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Plus Points / fuel discount at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold travel card · Idemitsu Credit
apollostation The Gold is a Gold travel card from Idemitsu Credit, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points / fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-16.
fuel card · Cosmo Oil Marketing
houseCosmo The Card House is a fuel card from Cosmo Oil Marketing, issued on House card (no international network). The annual fee is free. It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
investing-linked card · Monex
Monex Card is a investing-linked card from Monex, issued on JCB. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Monex Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
crypto-rewards card · bitFlyer
bitFlyer Credit Card is a crypto-rewards card from bitFlyer, issued on Mastercard. The annual fee is free. It earns Bitcoin rewards at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum crypto-rewards card · bitFlyer
bitFlyer Platinum Card is a Platinum crypto-rewards card from bitFlyer, issued on Mastercard. The annual fee is ¥16,500 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Bitcoin rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Platinum travel card · UC Card
UC Platinum Card is a Platinum travel card from UC Card, issued on Visa. The annual fee is ¥16,500 including tax. It earns UC Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
business card · Sumitomo Mitsui Card
SMBC Business Owners is a business card from Sumitomo Mitsui Card, issued on Visa and Mastercard. The annual fee is free. It earns V POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold points card · Sumitomo Mitsui Card
SMBC Business Owners Gold is a Gold points card from Sumitomo Mitsui Card, issued on Visa and Mastercard. The annual fee is ¥5,500 including tax. It earns V POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Platinum points card · Sumitomo Mitsui Card
SMBC Business Owners Platinum Preferred is a Platinum points card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥33,000 including tax. It earns V POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Platinum travel card · Credit Saison
Saison Platinum Business American Express Card is a Platinum travel card from Credit Saison, issued on American Express. The annual fee is ¥33,000 including tax. The first year is stated as free. It earns Permanent Points (永久不滅ポイント) at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
points card · Credit Saison
Saison Cobalt Business American Express Card is a points card from Credit Saison, issued on American Express. The annual fee is free. It earns Permanent Points (永久不滅ポイント) at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Platinum travel card · Idemitsu Credit
apollostation THE PLATINUM Saison Amex is a Platinum travel card from Idemitsu Credit, issued on American Express. The annual fee is ¥22,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points at a published base rate of about 1.2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Platinum fuel card · Idemitsu Credit
apollostation Platinum Business is a Platinum fuel card from Idemitsu Credit, issued on Visa and American Express. The annual fee is ¥22,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points at a published base rate of about 0.8% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
business card · UPSIDER
UPSIDER Card is a business card from UPSIDER, issued on Visa. The annual fee is free. It earns UPSIDER automatic cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · Credit Saison
Mitsui Shopping Park Card Saison is a retail card from Credit Saison, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Permanent Points (永久不滅ポイント) + Mitsui Shopping Park Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · AEON Financial Service
Welcia Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
points card · JCB
JCB Biz ONE General is a points card from JCB, issued on JCB. The annual fee is free. It earns J-POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold points card · JCB
JCB Biz ONE Gold is a Gold points card from JCB, issued on JCB. The annual fee is ¥5,500 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns J-POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold travel card · JFR Card
Daimaru Matsuzakaya Gold Card is a Gold travel card from JFR Card, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold travel card · JFR Card
Daimaru Matsuzakaya Loyal Customer Gold Card is a Gold travel card from JFR Card, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · JFR Card
GINZA SIX Card is a retail card from JFR Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns QIRA Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Premium retail card · JFR Card
GINZA SIX Prestige Card is a Premium retail card from JFR Card, issued on Visa. The annual fee is ¥55,000 including tax. It earns QIRA Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · JFR Card
PARCO Card is a retail card from JFR Card, issued on Visa. The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns QIRA Points / PARCO points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold travel card · JCB
JCB Gold / Partner With Point is a Gold travel card from JCB, issued on JCB. The annual fee is ¥11,000 including tax. It earns J-POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Gold travel card · UCS
UCS Card majica Gold is a Gold travel card from UCS, issued on Visa, Mastercard and JCB. The annual fee is ¥3,300 including tax. The first year is stated as free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · UCS
majica donpen card is a retail card from UCS, issued on Mastercard and JCB. The annual fee is free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · Idemitsu Credit
Webike apollostation card is a retail card from Idemitsu Credit, issued on Visa. The annual fee is free. It earns Plus Points / Webike points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
fuel card · Idemitsu Credit
Usappy Card Plus is a fuel card from Idemitsu Credit, issued on Visa. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Usappy points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
retail card · MI Card
MI Card Basic is a retail card from MI Card, issued on Visa. The annual fee is free. It earns MI Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.