Compare banks in Japan

Best banks in Japan for English support

Which banks actually document English-language service — broken into website, application, app, phone and branch — rather than relying on anecdotes.

Best online banks in Japan

Fee-free, app-first banks compared on ecosystem, brokerage links and everyday features — with volatile fees flagged for verification.

Best banks for cash and branch access

For people who deposit cash, want in-person service, or need the widest ATM reach across Japan.

Best banks for foreign residents in Japan

Rather than a vague “foreigner-friendly” label, this compares the verifiable dimensions that matter: documented English support, accessibility, and international-money features.

MUFG vs SMBC vs Mizuho

How Japan’s three megabanks compare on network, ecosystem and everyday features.

Rakuten Bank vs PayPay Bank vs au Jibun Bank

Three ecosystem-linked online banks compared — the right pick usually follows the ecosystem you already use.

Banks with brokerage integration in Japan

Compare verified bank-to-brokerage links by ecosystem, without assuming that a linked account is right for every investor.

Banks for international transfers in Japan

Compare whether international transfers are documented, alongside English support and foreign-currency accounts; confirm live fees and exchange rates before sending.

Banks with foreign-currency accounts in Japan

A feature comparison of verified foreign-currency accounts, not a ranking of exchange rates or investment returns.

Personal bank accounts for freelancers in Japan

Compare personal accounts for separating freelance cash flow by fees, online access and ecosystem; this is not business-account guidance.

Japan’s largest bank by assets, with an extensive nationwide branch and ATM network and a full range of consumer, mortgage and business services.

A megabank known for the Olive integrated account/app and the V Point ecosystem, alongside a full nationwide branch and ATM network.

One of the three megabanks, with a nationwide branch and ATM network and a full range of retail, mortgage and corporate services.

A large retail-focused bank (with trust-bank functions) known for a strong app push and branches concentrated in the Kanto and Kansai regions.

The bank most consistently set up for English-language service — website, app, phone and branch — with multi-currency accounts aimed at internationally minded residents.

The bank with the widest branch and ATM reach in Japan through the post-office network — often accessible for new residents and useful in rural areas.

A bank combining online and branch access, historically noted for some English support and foreign-currency services, now part of the SBI group.

An online-only bank popular for strong foreign-currency features, a multi-currency debit card, and a well-regarded app.

One of Japan’s largest online banks by number of accounts, tightly integrated with the Rakuten ecosystem (card, points, securities).

Japan’s first internet bank (formerly Japan Net Bank), now integrated with the PayPay cashless ecosystem.

A smartphone-centric online bank in the au (KDDI) economic zone, with Ponta-point integration and links to the au ecosystem.

One of Japan’s largest online banks by deposits, well integrated with SBI Securities and known for competitive FX and its NEOBANK platform.

An online bank often chosen by freelancers and small businesses for low transfer fees and developer-friendly features.

A fully digital, app-only bank from Fukuoka Financial Group — no passbook or physical branch, designed to open and run entirely from a smartphone.

A bank built around its ATMs in 7-Eleven stores nationwide, with an international money-transfer service and multilingual support often used by foreign residents.

A retail bank with in-store branches in AEON malls, integrated with the WAON POINT ecosystem and open outside normal banking hours.