Mizuho Bank みずほ銀行
Megabank · Mizuho Financial Group
One of the three megabanks, with a nationwide branch and ATM network and a full range of retail, mortgage and corporate services.
Account details checked against official documents
Verified 2026-07-29. Conditional fees show a selected channel together with its conditions.
| Official identity & account | Mizuho Bank, Ltd.; ordinary deposit account. | Company profile, Open an account |
|---|---|---|
| Availability | Personal ordinary deposit accounts are currently offered. | Open an account |
| Application channels | Application is documented through the account-opening app or at a branch. | Open an account |
| Stated eligibility | The app route is for an individual living in Japan and includes route-specific age and tax-residence checks. | Open an account |
| Required documents | The app guide documents a My Number Card or Japanese driving licence; foreign nationals are directed to the documented residence-card procedure. | Open an account |
| English channels | English corporate information exists; the reviewed personal-account application and fee procedures are Japanese-first. | Mizuho Bank in English, Open an account |
| Branches & ATMs | Mizuho branches and ATMs are documented, alongside partner ATM schedules. | ATM fees |
| Account fee | No monthly maintenance fee is stated for the standard yen ordinary deposit account. | Open an account |
| Selected ATM fee | Mizuho ATM withdrawal is ¥0 on weekdays 08:45–18:00; time/day bands outside that window are ¥110 or ¥220. — Mizuho ATM; ordinary withdrawal | ATM fees |
| Selected transfer fee | Mizuho Direct transfer: ¥0 to Mizuho; other-bank fees depend on transfer amount and are stated in the current schedule. — Internet banking; per transfer | Transfer fees |
| Update details | Address changes are documented through Mizuho Direct or at a branch, subject to account conditions. | Change registered details |
| Close account | Eligible ordinary accounts can be closed through the app; otherwise the branch procedure applies. | Close an account |
English support, by channel
| Website | Partial |
|---|---|
| Application | Not confirmed |
| Mobile app | Not confirmed |
| Phone support | Not confirmed |
| Branch | Not confirmed |
Channels without documentation read “Not confirmed” — based on official documentation, not anecdotes.
Key facts (with sources)
| Category | Value | Sources |
|---|---|---|
| Bank type | Megabank | Mizuho Bank |
| Monthly account fee | Free — Standard yen ordinary-deposit account | Mizuho Bank |
| Branch access | Yes | Mizuho Bank |
| Digital-only | No | Mizuho Bank |
| Online application | Yes | Mizuho Bank |
| ATM network | Own ATMs plus convenience-store and partner ATMs nationwide. | Mizuho Bank |
| Foreign-currency account | Yes | Mizuho Bank |
| International transfers | Yes | Mizuho Bank |
| Debit card | Not confirmed | — |
| Brokerage integration | Not confirmed | — |
| Point ecosystem | Not confirmed | — |
| Deposit insurance | Yes — Covered by the Deposit Insurance System up to ¥10 million in principal plus interest per depositor, per bank. | Deposit Insurance System |
Advantages
- Full megabank product range and nationwide branches
- Common for salary and public-related transfers
- Integrated banking, trust and securities within the group
Limitations
- Everyday service is Japanese-first
- Digital experience less streamlined than app-only banks
- Compare fees against fee-free online banks
Who this is for
- People who want a full-service megabank with branches
- Mortgage and corporate needs
What this is not
- People who need English-language service
- Fee-minimisers
Accounts & products
- Mizuho Bank — Ordinary Deposit — The standard everyday yen account at Mizuho Bank, with no monthly maintenance fee.
About required documents
Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.