MoneyInJapan

Banks and shinkin in Hyogo

2 banks are headquartered in Hyogo, and 11 shinkin serve it (Kinki region). Local institutions tend to win on branch conversations, local mortgages and SME lending; nationwide banks win on ATM reach and English support.

Banks headquartered in Hyogo

Regional and second-tier regional banks are the main option when you want salary, bills, a mortgage and business lending handled locally.

Shinkin serving Hyogo (11)

Local residents, sole proprietors and SMEs within the institution’s operating and membership area.

  • 神戸信用金庫
  • 姫路信用金庫
  • 播州信用金庫
  • 兵庫信用金庫
  • 尼崎信用金庫
  • 日新信用金庫
  • 淡路信用金庫
  • 但馬信用金庫
  • 西兵庫信用金庫
  • 中兵庫信用金庫
  • 但陽信用金庫

List as of 2026-03-31. App, card, NISA, mortgage, foreign-currency and English support all vary by institution and must be checked individually.

How shinkin work →

Nationwide banks that also serve Hyogo

These are the individually researched nationwide options. Many residents pair one of them with a local institution — the local bank for lending, the nationwide one for ATMs, online applications and English support.

Elsewhere in Kinki

Sources