MoneyInJapan

Seven Bank セブン銀行

Retail / in-store bank · Seven & i Holdings

English support: Partial

A bank built around its ATMs in 7-Eleven stores nationwide, with an international money-transfer service and multilingual support often used by foreign residents.

Account details checked against official documents

Verified 2026-07-29. Conditional fees show a selected channel together with its conditions.

Official identity & accountSeven Bank, Ltd.; ordinary deposit account.Company profile, Open an account
AvailabilityPersonal ordinary deposit accounts are currently offered.Open an account
Application channelsApplication is documented through the My Seven Bank app or by requesting a postal application.Open an account
Stated eligibilityThe app route is documented for individuals age 15 or older who live in Japan; foreign-national customers follow residence-card checks.Open an account
Required documentsThe app documents a My Number Card or driving licence; foreign-national procedures require a residence card.Open an account
English channelsEnglish web guidance and English support in the My Seven Bank app are documented; this does not imply staffed English branches.Account information in English, Open an account
Branches & ATMsThe account is app/ATM oriented and uses Seven Bank ATMs; it does not provide a conventional staffed branch network for routine banking.Seven Bank ATM fees
Account feeNo monthly maintenance fee is stated for the ordinary deposit account.Open an account
Selected ATM feeSeven Bank ATM withdrawal: ¥0 from 07:00–19:00 and ¥110 at other times.Seven Bank cash cardSeven Bank ATM fees
Selected transfer feeInternet/mobile transfer: ¥55 to Seven Bank and ¥165 to another bank.Per transferBanking fees
Update detailsRegistered details can be changed using My Seven Bank or the documented postal route depending on the item.Change registered details
Close accountAccount closure is documented in My Seven Bank, subject to clearing balances and linked services.Close an account

English support, by channel

WebsitePartial
ApplicationNot confirmed
Mobile appPartial
Phone supportPartial
BranchNot confirmed

Channels without documentation read “Not confirmed” — based on official documentation, not anecdotes.

Key facts (with sources)

CategoryValueSources
Bank typeRetail / in-store bankSeven Bank
Monthly account feeFreeStandard yen ordinary-deposit accountSeven Bank
Branch accessNoSeven Bank
Digital-onlyNoSeven Bank
Online applicationYesSeven Bank
ATM networkATMs in 7-Eleven and other locations nationwide — one of the densest ATM networks in Japan.Seven Bank
Foreign-currency accountNot confirmed
International transfersYesInternational Money Transfer service with multilingual support.Seven Bank
Debit cardYesSeven Bank
Brokerage integrationNot confirmed
Point ecosystemNot confirmed
Deposit insuranceYesCovered by the Deposit Insurance System up to ¥10 million in principal plus interest per depositor, per bank.Deposit Insurance System

Advantages

  • Extremely dense ATM network in 7-Eleven stores
  • International money transfer with multilingual support
  • Accessible account and card for foreign residents
Limitations
  • Not a full-service main bank for everything
  • No traditional branches
  • Product range is narrower than a megabank

Who this is for

  • People who value ATM access and international remittance
  • Foreign residents wanting an accessible account

What this is not

  • People who need a full-service branch bank

Accounts & products

  • Seven Bank — Ordinary DepositThe standard everyday yen account at Seven Bank, with no monthly maintenance fee.
About required documents

Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.

Alternatives

  • Japan Post BankThe bank with the widest branch and ATM reach in Japan through the post-office network — often accessible for new residents and useful in rural areas.
  • AEON BankA retail bank with in-store branches in AEON malls, integrated with the WAON POINT ecosystem and open outside normal banking hours.

Sources