AEON Bank イオン銀行
Retail / in-store bank · AEON Group
A retail bank with in-store branches in AEON malls, integrated with the WAON POINT ecosystem and open outside normal banking hours.
English support, by channel
| Website | Not confirmed |
|---|---|
| Application | Not confirmed |
| Mobile app | Not confirmed |
| Phone support | Not confirmed |
| Branch | Not confirmed |
Channels without documentation read “Not confirmed” — based on official documentation, not anecdotes.
Key facts (with sources)
| Category | Value | Sources |
|---|---|---|
| Bank type | Retail / in-store bank | AEON Bank |
| Monthly account fee | Free — Standard yen ordinary-deposit account | AEON Bank |
| Branch access | Yes | AEON Bank |
| Digital-only | No | AEON Bank |
| Online application | Yes | AEON Bank |
| ATM network | In-store ATMs at AEON locations plus partner ATMs; long opening hours. | AEON Bank |
| Foreign-currency account | Yes | AEON Bank |
| International transfers | Not confirmed | — |
| Debit card | Yes | AEON Bank |
| Brokerage integration | Not confirmed | — |
| Point ecosystem | WAON POINT | AEON Bank |
| Deposit insurance | Yes — Covered by the Deposit Insurance System up to ¥10 million in principal plus interest per depositor, per bank. | Deposit Insurance System |
Advantages
- In-store branches with long opening hours
- WAON POINT ecosystem integration
- Convenient for regular AEON shoppers
- Branch presence tied to AEON mall locations
- Service is Japanese-first
- Benefits skew to AEON shoppers
Who this is for
- Regular AEON shoppers
- People who want branch access with long hours
What this is not
- People far from AEON locations
- Those who need English service
What this bank offers
Service coverage across 20 dimensions, from the JBA member directory (checked 2026-08-15). 13 of 20 were confirmed on official pages; 0 are typical for this category rather than confirmed for this bank.
- Offered
- Typical for this category — verify
- Limited
- Corporate / institutional only
- Not offered
- Not confirmed
Everyday banking
- Personal deposit account
- Offered
- Salary / pension receiving
- Offered
- Direct debit / bill payment
- Offered
- Debit / cashless payment
- AEON / WAON ecosystem
- Online / mobile banking
- Offered
- ATM / cash access
- AEON store and ATM network
Borrowing
- Mortgage
- Offered
- Consumer / card loans
- Offered
Investing, insurance & estate
- Investments / NISA
- Offered
- iDeCo / retirement
- Offered
- Insurance
- A broad insurance lineup
- Inheritance / trust / estate
- Limited — scope varies
International & English
- Foreign-currency deposits
- Offered
- International remittance
- Varies by institution — not confirmed
- English / multilingual support
- Varies by institution — not confirmed
- Trade finance / overseas business
- Limited — scope varies
Business banking
- Business / corporate account
- Offered as a corporate service
- Sole-proprietor banking
- Varies by institution — not confirmed
- Business financing
- Varies by institution — not confirmed
- Business internet banking
- Varies by institution — not confirmed
Accounts & products
- AEON Bank — Ordinary Deposit — The standard everyday yen account at AEON Bank, with no monthly maintenance fee.
Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.
Alternatives
- Seven Bank — A bank built around its ATMs in 7-Eleven stores nationwide, with an international money-transfer service and multilingual support often used by foreign residents.
- Japan Post Bank — The bank with the widest branch and ATM reach in Japan through the post-office network — often accessible for new residents and useful in rural areas.