Kiraboshi Bank きらぼし銀行
Regional bank · Tokyo · JBA Full Member
Kiraboshi Bank is a regional bank whose core market is Tokyo. It provides everyday retail banking alongside lending, asset-management and business services for local households and SMEs. It is most relevant to customers who live, work, own property or run a business in Tokyo, particularly when branch relationships, local mortgage/loan knowledge or SME financing matter. Digital services are increasingly important, but exact app, card, international and online-account-opening capabilities should be checked at product level.
Who it suits
- Individuals and SMEs in Tokyo and surrounding areas
- Local residents and SMEs in Tokyo; branch relationships; local lending
- Local primary account in Tokyo; salary/bills; local mortgage; local SME financing; branch relationship
- Customers outside the bank’s core region, and anyone prioritising English support or a digital-only service
What this bank offers
17 of 20 items were checked on official pages; 2 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.
- Offered
- Typical for this category — verify
- Limited
- Corporate / institutional only
- Not offered
- Not confirmed
Everyday banking
- Personal deposit account
- Offered, but the product varies by institution
- Salary / pension receiving
- Pension receiving services
- Direct debit / bill payment
- Kotora, Pay-easy, online direct debit and automatic remittance
- Debit / cashless payment
- Debit, credit and smartphone payments
- Online / mobile banking
- Kiraboshi Home Direct app/web plus online account opening
- ATM / cash access
- Branch and ATM network
Borrowing
- Mortgage
- Offered
- Consumer / card loans
- Renovation, education, auto, card, property-secured, multipurpose, consolidation and reverse-mortgage loans
Investing, insurance & estate
- Investments / NISA
- Investment trusts, NISA, brokerage intermediation and fund wrap
- iDeCo / retirement
- Defined-contribution pension services
- Insurance
- Offered
- Inheritance / trust / estate
- Trust, inheritance and will services
International & English
- Foreign-currency deposits
- Offered
- International remittance
- Online pre-registration and small-value foreign remittance
- English / multilingual support
- Limited
- Trade finance / overseas business
- Usually offered — verify before relying on it
Business banking
- Business / corporate account
- Corporate and sole-proprietor services
- Sole-proprietor banking
- Offered
- Business financing
- Offered as a corporate service
- Business internet banking
- Offered as a corporate service
How solid this page is
| Bank code | 0137 |
|---|---|
| Classification | Regional bank — Regional Bank, JBA Full Member |
| Verification scope | Name, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation. — Official service homepage/menu reviewed; individual product terms and eligibility still require product-page refresh |
| Verified | 2026-08-15 |
Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.
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