Banks and shinkin in Tokyo
3 banks are headquartered in Tokyo, and 23 shinkin serve it (Kanto region). Local institutions tend to win on branch conversations, local mortgages and SME lending; nationwide banks win on ATM reach and English support.
Banks headquartered in Tokyo
Regional and second-tier regional banks are the main option when you want salary, bills, a mortgage and business lending handled locally.
Kiraboshi Bank
きらぼし銀行Local residents and SMEs in Tokyo; branch relationships; local lending
Second-tier regional bankHigashi-Nippon Bank
東日本銀行Local residents and SMEs in Tokyo; branch relationships; local lending
Second-tier regional bankTokyo Star Bank
東京スター銀行Local residents and SMEs in Tokyo; branch relationships; local lending
Shinkin serving Tokyo (23)
Local residents, sole proprietors and SMEs within the institution’s operating and membership area.
- 朝日信用金庫
- 興産信用金庫
- さわやか信用金庫
- 東京シティ信用金庫
- 芝信用金庫
- 東京東信用金庫
- 東栄信用金庫
- 亀有信用金庫
- 小松川信用金庫
- 足立成和信用金庫
- 東京三協信用金庫
- 西京信用金庫
- 西武信用金庫
- 城南信用金庫
- 昭和信用金庫
- 目黒信用金庫
- 世田谷信用金庫
- 東京信用金庫
- 城北信用金庫
- 瀧野川信用金庫
- 巣鴨信用金庫
- 青梅信用金庫
- 多摩信用金庫
List as of 2026-03-31. App, card, NISA, mortgage, foreign-currency and English support all vary by institution and must be checked individually.
How shinkin work →Nationwide banks that also serve Tokyo
These are the individually researched nationwide options. Many residents pair one of them with a local institution — the local bank for lending, the nationwide one for ATMs, online applications and English support.