SBJ Bank (Shinhan Bank Japan) SBJ銀行
Retail / in-store bank · Nationwide · JBA Associate Member
SBJ Bank (Shinhan Bank Japan) is a digitally oriented Japanese bank with a stronger emphasis on app/web banking and partner ecosystems than traditional branch banking. It is most useful for customers who value online account management, low-friction payments, partner rewards or specialized savings/loan products. Its suitability depends heavily on ATM network, card/payment integrations, international capabilities and whether the customer needs in-person branch support.
Who it suits
- Varies by institution
- Retail deposits and Japan–Korea related banking needs
- Retail deposits and Japan–Korea related banking needs
- Not confirmed.
What this bank offers
6 of 20 items were checked on official pages; 0 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.
- Offered
- Typical for this category — verify
- Limited
- Corporate / institutional only
- Not offered
- Not confirmed
Everyday banking
- Personal deposit account
- Offered
- Salary / pension receiving
- Offered
- Direct debit / bill payment
- Offered
- Debit / cashless payment
- Offered
- Online / mobile banking
- Offered
- ATM / cash access
- Offered
Borrowing
- Mortgage
- Varies by institution — not confirmed
- Consumer / card loans
- Varies by institution — not confirmed
Investing, insurance & estate
- Investments / NISA
- Varies, and may run through a partner — not confirmed
- iDeCo / retirement
- Varies, and may run through a partner — not confirmed
- Insurance
- Varies, and may run through a partner — not confirmed
- Inheritance / trust / estate
- Limited — scope varies
International & English
- Foreign-currency deposits
- Varies by institution — not confirmed
- International remittance
- Varies by institution — not confirmed
- English / multilingual support
- Varies by institution — not confirmed
- Trade finance / overseas business
- Limited — scope varies
Business banking
- Business / corporate account
- Varies by institution — not confirmed
- Sole-proprietor banking
- Varies by institution — not confirmed
- Business financing
- Varies by institution — not confirmed
- Business internet banking
- Varies by institution — not confirmed
Account-opening detail
Research notes recorded 2026-08, reproduced as written.
| Foreign-resident eligibility | Retail banking is available; exact foreign-resident prerequisites should be refreshed from account-opening page before publication. |
|---|---|
| How to apply | Retail account-opening channels available |
| Documents and prerequisites | Verify on current opening page |
| Opening time | Varies |
| Maintenance and dormancy fees | Verify current rules |
| ATM | Verify current partner/free-use conditions |
| Rates and deposits | Offers ordinary and multiple term-deposit products; refresh live rate table |
| Digital and language | SBJ Direct and mobile app |
Sources: sbjbank.co.jp, sbjbank.co.jp
How solid this page is
| Bank code | 0472 |
|---|---|
| Classification | Retail / in-store bank — Other / Full-service Bank, JBA Associate Member |
| Verification scope | Name, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation. — JBA classification + bank/product-level normalization; exact current terms require verification |
| Verified | 2026-08-15 |
Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.