MoneyInJapan

Banks with brokerage integration in Japan

Compare verified bank-to-brokerage links by ecosystem, without assuming that a linked account is right for every investor.

Who this is for: Residents who already use, or plan to use, a Japanese brokerage. · Last verified: 2026-07-29

Quick verdict by situation

Rakuten ecosystem

Rakuten Bank

A documented link to Rakuten Securities makes it the measurable fit for existing Rakuten users.

SBI ecosystem

SBI Sumishin Net Bank

Its documented SBI Securities integration is the relevant distinction.

Comparison

BankBrokerage integrationPoint ecosystemMonthly account feeOnline application
Rakuten BankYesRakuten PointsFreeYes
SBI Sumishin Net BankYesNot confirmedFreeYes
au Jibun BankYesPonta PointsFreeYes

Key differences

  • Choose the ecosystem only after comparing the brokerage itself.
  • Integration does not guarantee investment returns or account approval.
Methodology — inclusion & exclusion

Included only where a consumer bank has a source-backed brokerage-integration field.

Brokerage quality, returns and approval likelihood are outside this bank comparison.

Read the full bank methodology →

Alternatives

  • Sony BankAn online-only bank popular for strong foreign-currency features, a multi-currency debit card, and a well-regarded app.

Before you apply

Who this is for

Residents who already use, or plan to use, a Japanese brokerage.

Selection criteria

Included only where a consumer bank has a source-backed brokerage-integration field.

Eligibility and documents

Eligibility depends on the bank, residence status and current documents. We do not predict approval.

How to apply

Check the official application page, prepare identity and residence documents, and keep your registered name consistent.

Fees and limits

Fee schedules, free-use allowances, exchange rates and transaction limits can change; verify them for your route before applying.

Trade-offs

Choose the ecosystem only after comparing the brokerage itself. Integration does not guarantee investment returns or account approval.

Warnings

No placement implies approval, universal suitability or future value. Never send passwords or one-time codes.

FAQ and banking terms

Use the linked account-opening guide, banking FAQs and glossary for residence card, identity verification and transfer terminology.

Frequently asked questions

Does this comparison guarantee account approval?

No. Check each bank’s current eligibility and document requirements. We do not estimate approval likelihood.

Can I choose based on this fee table alone?

No. Fees, free-use allowances, exchange rates and limits change; verify the official schedule before applying.

Does “Not confirmed” mean a feature is unavailable?

No. It means official evidence was not established, so we do not turn an unknown into “No”.

Sources