MoneyInJapan

Banks and shinkin in Hokkaido

2 banks are headquartered in Hokkaido, and 20 shinkin serve it (Hokkaido region). Local institutions tend to win on branch conversations, local mortgages and SME lending; nationwide banks win on ATM reach and English support.

Banks headquartered in Hokkaido

Regional and second-tier regional banks are the main option when you want salary, bills, a mortgage and business lending handled locally.

Shinkin serving Hokkaido (20)

Local residents, sole proprietors and SMEs within the institution’s operating and membership area.

  • 北海道信用金庫
  • 室蘭信用金庫
  • 空知信用金庫
  • 苫小牧信用金庫
  • 北門信用金庫
  • 伊達信用金庫
  • 北空知信用金庫
  • 日高信用金庫
  • 渡島信用金庫
  • 道南うみ街信用金庫
  • 旭川信用金庫
  • 稚内信用金庫
  • 留萌信用金庫
  • 北星信用金庫
  • 帯広信用金庫
  • 釧路信用金庫
  • 大地みらい信用金庫
  • 北見信用金庫
  • 網走信用金庫
  • 遠軽信用金庫

List as of 2026-03-31. App, card, NISA, mortgage, foreign-currency and English support all vary by institution and must be checked individually.

How shinkin work →

Nationwide banks that also serve Hokkaido

These are the individually researched nationwide options. Many residents pair one of them with a local institution — the local bank for lending, the nationwide one for ATMs, online applications and English support.

Sources