Daiwa Next Bank 大和ネクスト銀行
Online bank · Nationwide · JBA Associate Member
Daiwa Next Bank is a bank closely tied to a securities relationship rather than a conventional branch-first retail model. Its main value is cash management and deposit functionality for customers already using the related securities ecosystem. It is less suitable as a standalone everyday bank for users who need broad cash access, branch support or a large menu of consumer banking services.
Who it suits
- Varies by institution
- Daiwa Securities customers and cash management
- Daiwa Securities customers and cash management
- Not confirmed.
What this bank offers
3 of 20 items were checked on official pages; 1 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.
- Offered
- Typical for this category — verify
- Limited
- Corporate / institutional only
- Not offered
- Not confirmed
Everyday banking
- Personal deposit account
- Offered through the linked securities account
- Salary / pension receiving
- Not the primary use case
- Direct debit / bill payment
- Limited — verify before relying on it
- Debit / cashless payment
- Limited — verify before relying on it
- Online / mobile banking
- Offered through the linked securities account
- ATM / cash access
- Limited
Borrowing
- Mortgage
- Not offered — not a core service
- Consumer / card loans
- Not offered — not a core service
Investing, insurance & estate
- Investments / NISA
- Offered through the linked securities account
- iDeCo / retirement
- Not confirmed
- Insurance
- Not offered — not a core service
- Inheritance / trust / estate
- Not confirmed
International & English
- Foreign-currency deposits
- Offered — confirm the product
- International remittance
- Limited — verify before relying on it
- English / multilingual support
- Limited
- Trade finance / overseas business
- Not offered — not a core service
Business banking
- Business / corporate account
- Limited — depends on the banking relationship
- Sole-proprietor banking
- Limited
- Business financing
- Limited
- Business internet banking
- Limited
How solid this page is
| Bank code | 0041 |
|---|---|
| Classification | Online bank — Securities-linked Bank, JBA Associate Member |
| Verification scope | Name, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation. — JBA classification + bank/product-level normalization; exact current terms require verification |
| Verified | 2026-08-15 |
Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.