Banks and shinkin in Toyama
3 banks are headquartered in Toyama, and 7 shinkin serve it (Chubu region). Local institutions tend to win on branch conversations, local mortgages and SME lending; nationwide banks win on ATM reach and English support.
Banks headquartered in Toyama
Regional and second-tier regional banks are the main option when you want salary, bills, a mortgage and business lending handled locally.
Hokuriku Bank
北陸銀行Local residents and SMEs in Toyama; branch relationships; local lending
Regional bankBank of Toyama
富山銀行Local residents and SMEs in Toyama; branch relationships; local lending
Second-tier regional bankFirst Bank of Toyama
富山第一銀行Local residents and SMEs in Toyama; branch relationships; local lending
Shinkin serving Toyama (7)
Local residents, sole proprietors and SMEs within the institution’s operating and membership area.
- 富山信用金庫
- 高岡信用金庫
- 新湊信用金庫
- にいかわ信用金庫
- 氷見伏木信用金庫
- 砺波信用金庫
- 石動信用金庫
List as of 2026-03-31. App, card, NISA, mortgage, foreign-currency and English support all vary by institution and must be checked individually.
How shinkin work →Nationwide banks that also serve Toyama
These are the individually researched nationwide options. Many residents pair one of them with a local institution — the local bank for lending, the nationwide one for ATMs, online applications and English support.