MoneyInJapan

Gunma Bank 群馬銀行

Regional bank · Gunma · JBA Full Member

Personal accounts offered

Gunma Bank is a regional bank whose core market is Gunma. It provides everyday retail banking alongside lending, asset-management and business services for local households and SMEs. It is most relevant to customers who live, work, own property or run a business in Gunma, particularly when branch relationships, local mortgage/loan knowledge or SME financing matter. Digital services are increasingly important, but exact app, card, international and online-account-opening capabilities should be checked at product level.

Who it suits

  • Individuals and SMEs in Gunma and surrounding areas
  • Local residents and SMEs in Gunma; branch relationships; local lending
  • Local primary account in Gunma; salary/bills; local mortgage; local SME financing; branch relationship
Where it is a poor fit
  • Customers outside the bank’s core region, and anyone prioritising English support or a digital-only service

What this bank offers

13 of 20 items were checked on official pages; 6 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.

  • Offered
  • Typical for this category — verify
  • Limited
  • Corporate / institutional only
  • Not offered
  • Not confirmed

Everyday banking

Personal deposit account
Offered, but the product varies by institution
Salary / pension receiving
Offered, but the product varies by institution
Direct debit / bill payment
Offered, but the product varies by institution
Debit / cashless payment
Gunma Bank debit card and electronic money
Online / mobile banking
Gunma Bank app and internet banking
ATM / cash access
Offered, but the product varies by institution

Borrowing

Mortgage
Offered
Consumer / card loans
Auto, education, card, multipurpose, renovation and reverse-mortgage loans

Investing, insurance & estate

Investments / NISA
Investment trusts, NISA, securities intermediation and fund wrap
iDeCo / retirement
Offered
Insurance
Life, medical/cancer, online and other insurance
Inheritance / trust / estate
Will trusts, substitute-will trusts and estate settlement

International & English

Foreign-currency deposits
Offered
International remittance
Corporate foreign remittance, import letters of credit and FX reservation
English / multilingual support
English information is corporate/institutional; personal-banking support is limited — verify
Trade finance / overseas business
Foreign remittance, import letters of credit, foreign-currency deposit transfer and FX reservation

Business banking

Business / corporate account
Offered, but the product varies by institution
Sole-proprietor banking
Offered, but the product varies by institution
Business financing
Offered
Business internet banking
Business portal and business internet banking

How solid this page is

Bank code0128
ClassificationRegional bankRegional Bank, JBA Full Member
Verification scopeName, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation.Official service homepage/menu reviewed; individual product terms and eligibility still require product-page refresh
Verified2026-08-15
About required documents

Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.

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Sources