Banks for international transfers in Japan
Compare whether international transfers are documented, alongside English support and foreign-currency accounts; confirm live fees and exchange rates before sending.
Who this is for: Residents who regularly send or receive money across borders. · Last verified: 2026-07-29
Quick verdict by situation
It combines documented transfer capability with the broadest documented English channels in this set.
Comparison
| Bank | International transfers | Foreign-currency account | English support | Online application |
|---|---|---|---|---|
| SMBC Trust Bank PRESTIA | Yes | Yes | Full | Yes |
| Sony Bank | Yes | Yes | Partial | Yes |
| SBI Shinsei Bank | Yes | Yes | Partial | Yes |
| Seven Bank | Yes | Not confirmed | Partial | Yes |
Key differences
- A transfer feature does not establish the cheapest total cost.
- Compare the receiving fee, intermediary charges and exchange-rate markup for your route.
Included where international-transfer capability is verified from official material.
Alternatives
- Rakuten Bank — One of Japan’s largest online banks by number of accounts, tightly integrated with the Rakuten ecosystem (card, points, securities).
Before you apply
Who this is for
Residents who regularly send or receive money across borders.
Selection criteria
Included where international-transfer capability is verified from official material.
Eligibility and documents
Eligibility depends on the bank, residence status and current documents. We do not predict approval.
How to apply
Check the official application page, prepare identity and residence documents, and keep your registered name consistent.
Fees and limits
Fee schedules, free-use allowances, exchange rates and transaction limits can change; verify them for your route before applying.
Trade-offs
A transfer feature does not establish the cheapest total cost. Compare the receiving fee, intermediary charges and exchange-rate markup for your route.
Warnings
No placement implies approval, universal suitability or future value. Never send passwords or one-time codes.
FAQ and banking terms
Use the linked account-opening guide, banking FAQs and glossary for residence card, identity verification and transfer terminology.
Frequently asked questions
Does this comparison guarantee account approval?
No. Check each bank’s current eligibility and document requirements. We do not estimate approval likelihood.
Can I choose based on this fee table alone?
No. Fees, free-use allowances, exchange rates and limits change; verify the official schedule before applying.
Does “Not confirmed” mean a feature is unavailable?
No. It means official evidence was not established, so we do not turn an unknown into “No”.