MoneyInJapan

Bank of Yokohama 横浜銀行

Regional bank · Kanagawa · JBA Full Member

Personal accounts offered

Bank of Yokohama is a regional bank whose core market is Kanagawa. It provides everyday retail banking alongside lending, asset-management and business services for local households and SMEs. It is most relevant to customers who live, work, own property or run a business in Kanagawa, particularly when branch relationships, local mortgage/loan knowledge or SME financing matter. Digital services are increasingly important, but exact app, card, international and online-account-opening capabilities should be checked at product level.

Who it suits

  • Individuals and SMEs in Kanagawa and surrounding areas
  • Local residents and SMEs in Kanagawa; branch relationships; local lending
  • Local primary account in Kanagawa; salary/bills; local mortgage; local SME financing; branch relationship
Where it is a poor fit
  • Customers outside the bank’s core region, and anyone prioritising English support or a digital-only service

What this bank offers

16 of 20 items were checked on official pages; 3 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.

  • Offered
  • Typical for this category — verify
  • Limited
  • Corporate / institutional only
  • Not offered
  • Not confirmed

Everyday banking

Personal deposit account
Offered, but the product varies by institution
Salary / pension receiving
Offered, but the product varies by institution
Direct debit / bill payment
Online direct debit, PayB, Pay-easy and automatic remittance
Debit / cashless payment
Debit card, Hamapay, Bank Pay and credit card
Online / mobile banking
My Direct and the Hamagin 365 app
ATM / cash access
Regional branch and ATM network

Borrowing

Mortgage
Offered
Consumer / card loans
Card, auto, education, renovation, multipurpose, free and apartment loans

Investing, insurance & estate

Investments / NISA
Investment trusts, NISA, WealthNavi, fund wrap and brokerage intermediation
iDeCo / retirement
Offered
Insurance
Life, medical, cancer, education, pet and other cover
Inheritance / trust / estate
Money and gift trusts, will trusts, estate settlement and personal trusts

International & English

Foreign-currency deposits
Offered
International remittance
Foreign remittance
English / multilingual support
English information page published; support for personal transactions is limited — verify
Trade finance / overseas business
Usually offered — verify before relying on it

Business banking

Business / corporate account
Corporate and sole-proprietor services
Sole-proprietor banking
Offered
Business financing
Offered as a corporate service
Business internet banking
Offered as a corporate service

How solid this page is

Bank code0138
ClassificationRegional bankRegional Bank, JBA Full Member
Verification scopeName, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation.Official service homepage/menu reviewed; individual product terms and eligibility still require product-page refresh
Verified2026-08-15
About required documents

Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.

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Sources