MoneyInJapan

Mitsubishi UFJ Trust and Banking 三菱UFJ信託銀行

Trust bank · Tokyo · JBA Full Member

Specialist or limited personal service

Mitsubishi UFJ Trust and Banking is a major Japanese trust bank focused on wealth management, trusts, inheritance/estate planning, asset management and other long-term financial needs. Depending on the bank, retail deposits, mortgages and investment products are also available. It is best viewed as a specialist relationship for wealth, succession and property needs rather than automatically as a customer’s primary transaction account.

Who it suits

  • Varies by institution
  • Trust, inheritance, estate planning, wealth and institutional services
  • Inheritance and estate planning, wealth management, trust and custody, or specialist deposits and loans depending on the institution
Where it is a poor fit
  • Anyone who only wants a simple day-to-day transaction account

What this bank offers

1 of 20 items were checked on official pages; 0 are typical for this category rather than confirmed for this bank. A solid dot means verified, a dashed one means typical — verify it.

  • Offered
  • Typical for this category — verify
  • Limited
  • Corporate / institutional only
  • Not offered
  • Not confirmed

Everyday banking

Personal deposit account
Limited, or dependent on the banking relationship
Salary / pension receiving
Limited — a specialist service
Direct debit / bill payment
Limited — a specialist service
Debit / cashless payment
Limited — a specialist service
Online / mobile banking
Limited — a specialist service
ATM / cash access
Limited

Borrowing

Mortgage
Limited — a specialist service
Consumer / card loans
Limited — a specialist service

Investing, insurance & estate

Investments / NISA
Offered as a specialist service
iDeCo / retirement
Limited — a specialist service
Insurance
Limited — a specialist service
Inheritance / trust / estate
Offered — a core service

International & English

Foreign-currency deposits
Limited — a specialist service
International remittance
Limited — a specialist service
English / multilingual support
Limited and selective
Trade finance / overseas business
Selective

Business banking

Business / corporate account
Institutional, or dependent on the banking relationship
Sole-proprietor banking
Limited — a specialist service
Business financing
Offered selectively
Business internet banking
Limited — a specialist service

How solid this page is

Bank code0288
ClassificationTrust bankTrust Bank, JBA Full Member
Verification scopeName, bank code and classification confirmed against the JBA member list. Service coverage includes category-level normalisation.JBA classification + bank/product-level normalization; exact current terms require verification
Verified2026-08-15
About required documents

Banks typically request a residence card or ID, My Number, and a Japanese address. Exact documents vary by residence status, account type and timing. We do not estimate approval. Always confirm current requirements on the bank’s official pages and with the Immigration Services Agency.

Sources