Banks and shinkin in Fukuoka
5 banks are headquartered in Fukuoka, and 8 shinkin serve it (Kyushu region). Local institutions tend to win on branch conversations, local mortgages and SME lending; nationwide banks win on ATM reach and English support.
Banks headquartered in Fukuoka
Regional and second-tier regional banks are the main option when you want salary, bills, a mortgage and business lending handled locally.
Bank of Fukuoka
福岡銀行Local residents and SMEs in Fukuoka; branch relationships; local lending
Regional bankChikuho Bank
筑邦銀行Local residents and SMEs in Fukuoka; branch relationships; local lending
Regional bankNishi-Nippon City Bank
西日本シティ銀行Local residents and SMEs in Fukuoka; branch relationships; local lending
Regional bankKitakyushu Bank
北九州銀行Local residents and SMEs in Fukuoka; branch relationships; local lending
Second-tier regional bankFukuoka Chuo Bank
福岡中央銀行Local residents and SMEs in Fukuoka; branch relationships; local lending
Shinkin serving Fukuoka (8)
Local residents, sole proprietors and SMEs within the institution’s operating and membership area.
- 福岡信用金庫
- 福岡ひびき信用金庫
- 大牟田柳川信用金庫
- 筑後信用金庫
- 飯塚信用金庫
- 田川信用金庫
- 大川信用金庫
- 遠賀信用金庫
List as of 2026-03-31. App, card, NISA, mortgage, foreign-currency and English support all vary by institution and must be checked individually.
How shinkin work →Nationwide banks that also serve Fukuoka
These are the individually researched nationwide options. Many residents pair one of them with a local institution — the local bank for lending, the nationwide one for ATMs, online applications and English support.