Online bank in Japan
8 banks classified as online bank. Each card separates what an official page evidenced from what is merely typical for the category — the two are never collapsed into one “yes”.
- Offered
- Typical for this category — verify
- Limited
- Corporate / institutional only
- Not offered
- Not confirmed
au Jibun Bank
auじぶん銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
- English / multilingual support
- Mortgage
- Investments / NISA
au/UQ users, mobile banking, deposits and mortgages
Individually researched12 of 20 checked against official pages
DOCOMO SMTB Net Bank
ドコモSMTBネット銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
Digital banking and the emerging DOCOMO ecosystem integration
Individually researched6 of 20 checked against official pages
GMO Aozora Net Bank
GMOあおぞらネット銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
Digital personal, sole-proprietor and business banking
Individually researched6 of 20 checked against official pages
PayPay Bank
PayPay銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
- English / multilingual support
- Mortgage
- Investments / NISA
PayPay users, mobile-first banking, savings programmes
Individually researched14 of 20 checked against official pages
Rakuten Bank
楽天銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
- English / multilingual support
- Mortgage
- Investments / NISA
The Rakuten ecosystem, Rakuten Securities, rewards and savings
Individually researched14 of 20 checked against official pages
Sony Bank
ソニー銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
- English / multilingual support
- Mortgage
- Investments / NISA
Foreign currency, international use, Sony Bank WALLET and savings
Individually researched12 of 20 checked against official pages
Daiwa Next Bank
大和ネクスト銀行
Limited — tied to a securities relationship
- Personal deposit account
- ATM / cash access
- Online / mobile banking
- English / multilingual support
- Investments / NISA
- Foreign-currency deposits
Daiwa Securities customers and cash management
Directory-verified3 of 20 checked against official pages
UI Bank
UI銀行
- Personal deposit account
- ATM / cash access
- Online / mobile banking
Mobile banking and deposit-focused customers
Directory-verified6 of 20 checked against official pages
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187 JBA member banks and 254 shinkin recorded from the association roster and official pages as of 2026-08-15; 16 of them are researched individually.