MoneyInJapan

Digital (app-only) bank in Japan

2 banks classified as digital (app-only) bank. Each card separates what an official page evidenced from what is merely typical for the category — the two are never collapsed into one “yes”.

  • Offered
  • Typical for this category — verify
  • Limited
  • Corporate / institutional only
  • Not offered
  • Not confirmed

2 banks

  • Minna Bank

    みんなの銀行

    Digital (app-only) bankNationwide

    • Personal deposit account
    • ATM / cash access
    • Online / mobile banking

    Mobile-first users and partner/BaaS banking experiences

    Individually researched6 of 20 checked against official pages

  • 01 Bank

    01銀行

    Digital (app-only) bankNationwide

    No individual retail banking

    • English / multilingual support
    • Business / corporate account
    • Business financing

    Japanese incorporated SMEs seeking online business lending

    Directory-verified0 of 20 checked against official pages

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187 JBA member banks and 254 shinkin recorded from the association roster and official pages as of 2026-08-15; 16 of them are researched individually.