Mizuho Bank international transfers
Mizuho’s app and branch remittance fees, beneficiary review, My Number requirement, incoming costs, and recall charges — and who the service fits.
Mizuho offers app-based remittance for eligible personal customers at ¥5,000 and branch service at ¥8,000–¥8,500; My Number is required, incoming transfers generally cost ¥2,500, and a recall is ¥5,500.
Key points
- Mizuho Direct app transfer is ¥5,000 for eligible personal customers; branch service is ¥8,000–¥8,500.
- Sender-paid correspondent charge ¥2,500; amendment ¥4,500; recall ¥5,500.
- Personal incoming charge is generally ¥2,500; conversion uses the bank’s applicable rate.
- My Number must be registered; app enrolment and beneficiary review take several business days.
Fees and channels
Eligible personal customers can send through the Mizuho Direct app for ¥5,000. Branch service is ¥8,000 to Mizuho destinations and ¥8,500 to other banks. A sender-paid correspondent charge is ¥2,500, an amendment is ¥4,500, and a recall is ¥5,500. Personal incoming transfers generally cost ¥2,500, with conversion at the bank’s applicable rate.
Business-purpose and ineligible-account restrictions apply, so confirm your account type is permitted before relying on the app channel.
My Number and setup time
My Number must be registered. App enrolment and beneficiary review take several business days, and the status is shown in the app. Because setup takes time and the fixed fee is high relative to small transfers, Mizuho fits existing customers making larger or recurring wires rather than small one-off payments.
Who this is for
- Existing Mizuho customers making larger or recurring wires
- People who want app-based major-bank remittance
What this is not
- Small transfers (the fixed fee is high)
- Business-purpose funds on an ineligible account
- Business-purpose and ineligible-account restrictions apply; confirm eligibility before enrolling.