A low-maintenance gold card with non-expiring Saison points and a use-based fee waiver.
Direct answers
The Saison Gold American Express is free the first year, and the subsequent ¥11,000 fee can be waived with at least one annual card use under the cited offer; Saison Permanent Points notably do not expire.
Key points
Issuer: Credit Saison; first year free under the current structure.
Subsequent ¥11,000 fee can be waived with at least one annual card use.
Saison Permanent Points do not expire — notable among Japanese programs.
Adds Saison campaigns, travel, and partner benefits.
Low maintenance when the use-based fee waiver applies.
Non-expiring points and a use-based waiver
The Saison Gold American Express is free the first year under the current product structure, and the subsequent ¥11,000 fee can be waived with at least one annual card use under the cited offer — a low-maintenance arrangement. Its standout feature is Saison Permanent Points (永久不滅ポイント), which do not expire, a rarity among Japanese programs and helpful for anyone who accumulates slowly. It adds Saison campaigns, travel, and partner benefits, and supports mobile wallets. As always, check the current insurance guide before valuing the travel benefits, and do not pay a fee for perks you will not use.
Who this is for
People wanting non-expiring points and a use-based waiver
What this is not
People who will not meet the annual use condition
Important cautions
Value the travel/insurance perks against the current policy booklet before relying on them.
Related products & services
Saison Gold Premium
セゾンゴールド・プレミアム
Lifestyle-category gold card · Credit Saison
Annual fee
¥11,000
Rewards
0.5%
English
No
An ¥11,000 gold card, free the following year after ¥1,000,000 of annual spend, with elevated (capped) rewards on movies, convenience stores and cafés.
Saison Permanent Points (永久不滅ポイント) do not expire, which is notable among Japanese programs and helpful for slow accumulators. The Saison Gold American Express is free the first year and can waive the subsequent ¥11,000 fee with at least one annual card use under the cited offer.