Saison Gold American Express profile
A low-maintenance gold card with non-expiring Saison points and a use-based fee waiver.
The Saison Gold American Express is free the first year, and the subsequent ¥11,000 fee can be waived with at least one annual card use under the cited offer; Saison Permanent Points notably do not expire.
Key points
- Issuer: Credit Saison; first year free under the current structure.
- Subsequent ¥11,000 fee can be waived with at least one annual card use.
- Saison Permanent Points do not expire — notable among Japanese programs.
- Adds Saison campaigns, travel, and partner benefits.
- Low maintenance when the use-based fee waiver applies.
Non-expiring points and a use-based waiver
The Saison Gold American Express is free the first year under the current product structure, and the subsequent ¥11,000 fee can be waived with at least one annual card use under the cited offer — a low-maintenance arrangement. Its standout feature is Saison Permanent Points (永久不滅ポイント), which do not expire, a rarity among Japanese programs and helpful for anyone who accumulates slowly. It adds Saison campaigns, travel, and partner benefits, and supports mobile wallets. As always, check the current insurance guide before valuing the travel benefits, and do not pay a fee for perks you will not use.
Who this is for
- People wanting non-expiring points and a use-based waiver
What this is not
- People who will not meet the annual use condition
- Value the travel/insurance perks against the current policy booklet before relying on them.
Frequently asked questions
Which card points do not expire?
Saison Permanent Points (永久不滅ポイント) do not expire, which is notable among Japanese programs and helpful for slow accumulators. The Saison Gold American Express is free the first year and can waive the subsequent ¥11,000 fee with at least one annual card use under the cited offer.