d POINT (NTT DOCOMO) program guide
How d POINT works for docomo and non-docomo users, including d払い and d CARD.
A free d Account is open to anyone, even without a docomo contract; d払い earns about 0.5% (1% with eligible d Card funding), and ordinary d POINT generally expires 48 months after acquisition.
Key points
- Operator: NTT DOCOMO; d Account available even without a docomo mobile contract.
- Merchant earn rates vary; d払い normally earns 0.5%, or ~1% with eligible d Card funding.
- Strong presence at Lawson and many participating merchants.
- Ordinary d POINT generally expires 48 months after acquisition.
- Airline and partner exchanges exist; ratios and minimums vary.
Joining and earning
d POINT is operated by NTT DOCOMO, and a free d Account can be created by anyone as a private individual — you do not need a docomo mobile contract. You earn by presenting a d POINT card or app at participating merchants (Lawson and many others), by using d払い, and through the d Card. Merchant rates vary; d払い normally earns about 0.5%, rising to roughly 1% before store points when funded by an eligible d Card (0.5% payment plus 0.5% funding bonus). Note that from September 1, 2026, the d Card funding bonus was scheduled to be issued as limited-time/use points.
Using, expiry, and transfers
d POINT redeems at ≈¥1 at partner stores such as Lawson and docomo shops, can offset docomo phone bills, and can pay through the d払い app. Ordinary d POINT generally expires 48 months after acquisition, while limited-time/use points have their own shorter deadlines and eligible services. Airline and partner exchanges exist with varying ratios and minimums. For foreign residents, no docomo contract is needed to join, but app SMS authentication commonly requires a Japanese phone number.
Who this is for
- docomo customers and newcomers exploring d POINT
What this is not
- People wanting a single non-expiring balance
- From September 1, 2026 the d払い d Card funding bonus becomes limited-use points — verify before relying on it.
Frequently asked questions
Can non-docomo users join d POINT?
Yes. A free d Account can be created by anyone as a private individual, even without a docomo mobile contract. App SMS authentication commonly requires a Japanese phone number, but a docomo line is not required to join or earn.
What is d払い’s reward rate?
About 0.5% d POINT on eligible transactions, rising to roughly 1% before store points when funded by an eligible d Card (0.5% payment plus 0.5% funding bonus). From September 1, 2026 the d Card funding bonus was scheduled to become limited-time/use points.