MoneyInJapan

Credit card comparisons

Compare fixed costs, points and application information from official card records. We never rank approval likelihood.

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We also rank the best card for each specific need in one category table.

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Compare by theme

Compare first credit cards in Japan by features

Compare standard cards on fixed cost, rewards, application information and payment settings—never on supposed approval ease.

No-annual-fee credit cards in Japan compared

Compare officially documented standard-card fees and point ecosystems without mixing temporary campaigns into the base offer.

Japan point-ecosystem credit cards compared

Compare where points accrue and can be used, while separating baseline earning rules from merchant and campaign bonuses.

Fee-waivable gold cards in Japan compared

Compare gold cards whose annual fee can be waived, and the spending threshold and annual bonus that make each one effectively free.

Japan premium and platinum cards compared

Compare platinum-class cards on fixed cost, base rewards, lounge access and insurance — from value-oriented to luxury.

JAL vs ANA airline credit cards compared

Compare JAL and ANA co-brand cards on fixed cost, mileage program, base mileage earning, insurance and overseas fees.

Lowest foreign-transaction-fee cards for travel

Compare cards by their overseas processing charge, network acceptance and fixed cost — the fee that quietly decides the travel ranking.

Telecom & ecosystem gold cards compared

Compare gold cards tied to Docomo, au, PayPay and Rakuten on fixed cost, points program, base earning and lounge access.

Head-to-head: card vs card

Narrowed it down to two? Compare them directly to see exactly how they differ.