NISA Starter Planner
A readiness check and multi-horizon projection for the new NISA — plus the documents and questions to bring to a brokerage. Educational, not investment advice.
Readiness check
- Emergency fund in place before investing
- No high-interest debt (clear it first)
- A multi-year time horizon in Japan
If markets return this much, over time
Documents you will usually need
- Residence card (在留カード) and My Number
- A Japanese bank account for funding
- Proof of address
- The brokerage's NISA application (often online)
Questions to ask the brokerage
- Which funds are eligible for the tsumitate frame?
- What are the fund fees (信託報酬)?
- What happens to my NISA if I leave Japan?
- Is the app/support available in English?
Educational tool. Projections are hypothetical, not advice. We do not recommend a specific fund. Confirm current NISA rules with the FSA and your brokerage.