MoneyInJapan

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Japan Budget Planner

Build a monthly budget with Japan-specific categories. See essentials vs discretionary, your savings rate, and an emergency-fund target. Everything stays in your browser.

Left over¥44,000
Savings rate17%
Essentials¥210,000
Emergency-fund target (6 mo. essentials)¥1,260,000
Housing / rent¥100,000 · 33%
Food & groceries¥55,000 · 18%
Other spending¥30,000 · 10%
Savings¥30,000 · 10%
Investing (NISA/iDeCo)¥30,000 · 10%
Insurance & pension¥25,000 · 8%
Utilities¥18,000 · 6%
Transport¥12,000 · 4%
Subscriptions¥6,000 · 2%

Your plan balances. Everything stays in your browser — nothing is uploaded. There is no single "correct" budget split; this shows where your money goes so you can decide.