MoneyInJapan

Stamp tax in Japan

Taxable paper documents, contract categories, stated amounts, and electronic documents.

Direct answers

Stamp tax is a tax on creating specified paper documents — such as real-estate and construction contracts, loan instruments, and large receipts — based on the document’s stated amount; purely electronic documents are generally outside the tax because no taxable paper is created.

Tax year 2026

Effective: 2026-01-01 to 2026-12-31

Professional review pending — treat as draft and confirm with the authorities.

Key points

  • Charged on creating specified paper documents.
  • The amount depends on the document type and stated amount.
  • Common taxable docs: property/construction contracts, loans, large receipts.
  • Purely electronic documents are generally outside stamp tax.

What is taxable

Stamp tax attaches to the creation of specific paper instruments listed in the law — real-estate transfer and construction contracts, loan (金銭消費貸借) agreements, certain continuing business agreements, and receipts above a threshold. You pay by affixing revenue stamps to the document. The substance controls: calling a contract a “memorandum” does not avoid the tax if it is a taxable document.

Electronic documents

Because the tax concerns the creation of a taxable paper document, purely electronic contracts and receipts are generally outside stamp tax — a reason many businesses moved to electronic contracting. Temporary reduced rates apply to qualifying real-estate and construction contracts. Confirm the current rate table and whether your document is taxable.

Who this is for

  • People signing property or loan contracts
  • Businesses issuing large receipts

What this is not

  • Everyday small receipts below the threshold
Important cautions
  • Substance controls — renaming a taxable document does not avoid stamp tax; check reduced-rate expiry dates.

Frequently asked questions

Do I need to file a tax return in Japan?

Many employees do not, because tax is settled by year-end adjustment (年末調整). You generally must file (確定申告) if you have side income over ¥200,000, two or more employers, self-employment income, sizeable investment or crypto gains, or you want to claim deductions like large medical costs or a first-year mortgage credit. Filing season is Feb 16 – Mar 15 via e-Tax. When unsure, check the NTA guidance or ask a 税理士.

Sources