Sony Bank’s online foreign remittance, eleven sending currencies, receiving foreign salary and pensions, Club S fee benefits, and how the Sony Bank WALLET spends foreign-currency balances.
Sony Bank offers around-the-clock online foreign remittance at ¥3,000 (up to three free monthly at Club S Platinum) across eleven sending currencies, receives eligible foreign salary and pensions, and pairs with the Sony Bank WALLET that spends directly from ten foreign-currency balances.
Sony Bank offers online foreign remittance after beneficiary pre-registration, generally available around the clock outside maintenance windows. The outgoing fee is ¥3,000, with up to three free transfers per month at qualifying Club S Platinum status, and eleven sending currencies are advertised (payment-bank charges remain separate).
On the receiving side, Sony Bank supports receipt of foreign-currency salary, pension, insurance, investment, and other eligible transfers, subject to review and account compatibility — making it a practical home for foreign income for Japan-resident individuals aged 15 or older under the cited product conditions.
The Sony Bank WALLET is a Visa debit that spends directly from ten supported foreign-currency accounts, with a “Yen Assist” feature that can automatically buy a supported currency when the balance is insufficient. When you spend from a matching balance, the conversion cost was already incurred when you funded it; spending an unsupported currency or with no matching balance costs 1.79%.
At ATMs, an unsupported or yen-funded withdrawal costs 1.79% plus ¥220, with a possible ATM-owner fee. A refund may return in foreign currency, and delayed merchant clearing can create an additional yen debit — so manage the foreign-currency balances actively.
Online bank · Sony Bank
An online bank popular with residents who want strong foreign-currency features, a well-regarded app, and comparatively English-friendly service.
Fees: No monthly account fee; ATM/transfer fees depend on tier — verify current schedule.