Epos Card
エポスカードNo-annual-fee credit card · Marui (Epos)
- Annual fee
- Free
- Rewards
- 1P / ¥200
- English
- No
A no-annual-fee Visa card issued by Epos Card, with Epos Points and partner benefits subject to current terms.
Epos Card profile
An easy-to-get no-fee secondary card with useful invitations to Gold.
Direct answers
The Epos Card has no annual fee and earns about 0.5% (1 point per ¥200); ordinary points generally expire after two years but can be extended, and Epos Gold becomes attractive after a free invitation or natural fee waiver.
Key points
- Issuer: Marui/Epos (Visa); no annual fee; base ~0.5% (1 point per ¥200).
- Merchant and travel-portal bonuses vary; easy secondary card.
- Ordinary points generally expire after two years but can be extended.
- Epos Gold: fee can become free after qualifying annual use or invitation.
- Often cited as accessible for residents building card history.
An accessible secondary card
The Epos Card has no annual fee and earns one Epos Point per ¥200, usually about 0.5% before bonuses, with varying merchant and travel-portal bonuses. It is an easy no-fee secondary card, often cited as accessible for residents building a card history. Ordinary points generally expire after two years but can be extended by activity. Epos Gold is attractive after a free invitation or a natural fee waiver — its annual bonus increases with spending up to a published maximum, and subsequent years can become free after qualifying annual use — but it is less compelling if you pay a fee without using the benefits.
Who this is for
- No-fee card seekers and residents building history
What this is not
- People wanting a strong 1% base from the start
Important cautions
- Japanese card approval generally requires residence in Japan, a domestic address, a reachable phone, a bank account, and underwriting; applications and support are often Japanese-first.
Related products & services
Frequently asked questions
Which no-fee cards have a base near 1%?
Rakuten Card, PayPay Card, d Card, au PAY Card, and JCB Card W are prominent no-annual-fee examples with an ordinary rate near one percent in their own point system. Choose by the redemption ecosystem you already use, not by the headline rate alone.
What is a good first credit card for foreign residents?
The Rakuten Card (partial English information) and the Epos Card (easy to get, often cited as accessible) are commonly accessible first cards. Establish a bank account, phone, address record, and payment history first, then apply for one card at a time; keep your name spelling consistent everywhere.