Electronics-store points (Bic, Yodobashi, Yamada)
How high electronics-store point rates work, and why the final cash price still matters most.
Chains like Yodobashi and Bic Camera award high store points (often ~10% on cash), but card payment can lower the rate and rival stores may have a lower cash price — compare the final price, warranty, and points together.
Key points
- Yodobashi Gold Point and BicCamera points can be high (often ~10% on cash).
- Yamada, Edion, Joshin, and K’s run their own point cards.
- Card payment can reduce the store-point rate on some products.
- Bic Camera Suica cards combine store points with Suica/JRE functions.
- Compare final cash price, warranty, and points — not the headline percentage alone.
How electronics points work
Electronics chains give unusually high store-point rates — Yodobashi’s Gold Point and BicCamera points are commonly around 10% when you pay by cash — and Yamada, Edion, Joshin, and K’s Denki run their own cards, typically near 1% or with promotional discount days. The catch is that paying by credit card can lower the store-point rate on some products, because the store shares the card-network cost. Bic Camera Suica cards are a useful hybrid, combining store points with Suica and JRE POINT functionality.
Why the final price matters most
A higher headline point rate is not automatically the better deal. Store-point rates can differ by product and payment method, so you should compare the final cash price after points, the warranty, and any reduced-point payment method across retailers. Buying from a more expensive store for more points rarely wins unless the usable reward and other benefits exceed the price gap. Point-reduced payment (paying partly with existing points) can also change which method earns most.
Who this is for
- Gadget and appliance shoppers
What this is not
- People assuming the highest % is always best
- A higher point rate can hide a higher cash price — always compare the delivered price.
Frequently asked questions
Are electronics-store point rates comparable to cash discounts?
Only after checking whether card payment lowers the point rate and whether another retailer has a lower cash price. Store-point rates can differ by product and payment method, so compare the final cash price, warranty, and points together — do not buy from a higher-priced store just for more points.