Travel insurance
Medical, evacuation, cancellation, liability, baggage, delays, and assistance.
Travel insurance covers overseas medical treatment, emergency evacuation, cancellation, liability, and baggage; choose limits by destination and risk — high foreign medical and evacuation costs can be catastrophic, so do not rely on card cover unless verified.
Benefits may vary by: insurer · employment status · municipality · household
Get professional or administrator help: Verify medical, evacuation, and cancellation limits against your destination before you buy or travel.
Review due: 2026-10-30
Key points
- Medical and evacuation limits matter most in high-cost destinations.
- Pre-existing conditions and routine pregnancy are usually excluded.
- Cancellation requires a listed insured reason, not a change of mind.
- Card travel cover may be secondary, limited, or usage-triggered.
Pick limits by destination
A ¥3 million medical limit may be inadequate where care is expensive or evacuation is needed. Match limits to the destination and activities, and treat card insurance as a supplement to verify before each trip, not a substitute.
Who this is for
- Residents mapping protection before shopping for private insurance
What this is not
- A quote, policy ranking, or individualized recommendation
- Eligibility, contributions, waiting periods, exclusions, and benefit amounts can vary. Confirm your case with the administering insurer or authority before acting.